BY
Price
$27.79
Change
-$0.23 (-0.82%)
Updated
Jul 21 closing price
Capitalization
937.28M
2 days until earnings call
SMBK
Price
$36.07
Change
-$0.20 (-0.55%)
Updated
Jul 21 closing price
Capitalization
347.08M
97 days until earnings call
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BY vs SMBK

Header iconBY vs SMBK Comparison
Open Charts BY vs SMBKBanner chart's image
Byline Ban
Price$27.79
Change-$0.23 (-0.82%)
Volume$155.16K
Capitalization937.28M
SmartFinancial
Price$36.07
Change-$0.20 (-0.55%)
Volume$53.52K
Capitalization347.08M
BY vs SMBK Comparison Chart in %
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BY
Daily Signalchanged days ago
Gain/Loss if bought
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SMBK
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BY vs. SMBK commentary
Jul 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a Hold and SMBK is a Buy.

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COMPARISON
Comparison
Jul 22, 2025
Stock price -- (BY: $27.79 vs. SMBK: $36.07)
Brand notoriety: BY and SMBK are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 59% vs. SMBK: 86%
Market capitalization -- BY: $937.28M vs. SMBK: $347.08M
BY [@Regional Banks] is valued at $937.28M. SMBK’s [@Regional Banks] market capitalization is $347.08M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 2 FA rating(s) are green whileSMBK’s FA Score has 2 green FA rating(s).

  • BY’s FA Score: 2 green, 3 red.
  • SMBK’s FA Score: 2 green, 3 red.
According to our system of comparison, BY is a better buy in the long-term than SMBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 4 TA indicator(s) are bullish while SMBK’s TA Score has 5 bullish TA indicator(s).

  • BY’s TA Score: 4 bullish, 6 bearish.
  • SMBK’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, SMBK is a better buy in the short-term than BY.

Price Growth

BY (@Regional Banks) experienced а -2.29% price change this week, while SMBK (@Regional Banks) price change was +0.14% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.20%. For the same industry, the average monthly price growth was +5.69%, and the average quarterly price growth was +10.48%.

Reported Earning Dates

BY is expected to report earnings on Jul 24, 2025.

SMBK is expected to report earnings on Oct 27, 2025.

Industries' Descriptions

@Regional Banks (+0.20% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($937M) has a higher market cap than SMBK($347M). SMBK has higher P/E ratio than BY: SMBK (12.09) vs BY (7.91). SMBK YTD gains are higher at: 17.003 vs. BY (-3.468). BY has more cash in the bank: 71.2M vs. SMBK (63M). SMBK has less debt than BY: SMBK (50.1M) vs BY (513M). BY has higher revenues than SMBK: BY (384M) vs SMBK (152M).
BYSMBKBY / SMBK
Capitalization937M347M270%
EBITDAN/AN/A-
Gain YTD-3.46817.003-20%
P/E Ratio7.9112.0965%
Revenue384M152M253%
Total Cash71.2M63M113%
Total Debt513M50.1M1,024%
FUNDAMENTALS RATINGS
BY vs SMBK: Fundamental Ratings
BY
SMBK
OUTLOOK RATING
1..100
2650
VALUATION
overvalued / fair valued / undervalued
1..100
57
Fair valued
71
Overvalued
PROFIT vs RISK RATING
1..100
3019
SMR RATING
1..100
1527
PRICE GROWTH RATING
1..100
4842
P/E GROWTH RATING
1..100
5161
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BY's Valuation (57) in the Regional Banks industry is in the same range as SMBK (71). This means that BY’s stock grew similarly to SMBK’s over the last 12 months.

SMBK's Profit vs Risk Rating (19) in the Regional Banks industry is in the same range as BY (30). This means that SMBK’s stock grew similarly to BY’s over the last 12 months.

BY's SMR Rating (15) in the Regional Banks industry is in the same range as SMBK (27). This means that BY’s stock grew similarly to SMBK’s over the last 12 months.

SMBK's Price Growth Rating (42) in the Regional Banks industry is in the same range as BY (48). This means that SMBK’s stock grew similarly to BY’s over the last 12 months.

BY's P/E Growth Rating (51) in the Regional Banks industry is in the same range as SMBK (61). This means that BY’s stock grew similarly to SMBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYSMBK
RSI
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
55%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
63%
Bearish Trend 4 days ago
52%
Momentum
ODDS (%)
Bearish Trend 4 days ago
65%
Bullish Trend 4 days ago
50%
MACD
ODDS (%)
Bearish Trend 4 days ago
62%
Bullish Trend 4 days ago
56%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
61%
Bullish Trend 4 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
62%
Bullish Trend 4 days ago
66%
Advances
ODDS (%)
Bullish Trend 5 days ago
61%
Bullish Trend 5 days ago
63%
Declines
ODDS (%)
Bearish Trend 11 days ago
60%
N/A
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
76%
Bearish Trend 4 days ago
53%
Aroon
ODDS (%)
Bullish Trend 4 days ago
50%
Bullish Trend 4 days ago
72%
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BY
Daily Signalchanged days ago
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SMBK
Daily Signalchanged days ago
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BY and

Correlation & Price change

A.I.dvisor indicates that over the last year, BY has been closely correlated with TRMK. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if BY jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BY
1D Price
Change %
BY100%
-0.82%
TRMK - BY
90%
Closely correlated
-0.08%
UBSI - BY
90%
Closely correlated
-0.40%
WSFS - BY
90%
Closely correlated
-0.48%
CTBI - BY
90%
Closely correlated
-0.14%
BHLB - BY
90%
Closely correlated
-0.87%
More

SMBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, SMBK has been closely correlated with MBWM. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if SMBK jumps, then MBWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SMBK
1D Price
Change %
SMBK100%
-0.55%
MBWM - SMBK
85%
Closely correlated
+0.35%
PEBO - SMBK
83%
Closely correlated
-0.22%
BY - SMBK
82%
Closely correlated
-0.82%
CCNE - SMBK
82%
Closely correlated
-1.82%
TRMK - SMBK
82%
Closely correlated
-0.08%
More