BY
Price
$29.20
Change
+$0.80 (+2.82%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
1.3B
50 days until earnings call
Intraday BUY SELL Signals
OSBC
Price
$19.48
Change
+$0.56 (+2.96%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
1B
55 days until earnings call
Intraday BUY SELL Signals
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BY vs OSBC

Header iconBY vs OSBC Comparison
Open Charts BY vs OSBCBanner chart's image
Byline Ban
Price$29.20
Change+$0.80 (+2.82%)
Volume$3.83K
Capitalization1.3B
Old Second Ban
Price$19.48
Change+$0.56 (+2.96%)
Volume$9.27K
Capitalization1B
BY vs OSBC Comparison Chart in %
BY
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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VS
BY vs. OSBC commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BY is a StrongBuy and OSBC is a StrongBuy.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (BY: $28.38 vs. OSBC: $18.93)
Brand notoriety: BY and OSBC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BY: 25% vs. OSBC: 25%
Market capitalization -- BY: $1.3B vs. OSBC: $1B
BY [@Regional Banks] is valued at $1.3B. OSBC’s [@Regional Banks] market capitalization is $1B. The market cap for tickers in the [@Regional Banks] industry ranges from $172.49B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BY’s FA Score shows that 1 FA rating(s) are green whileOSBC’s FA Score has 3 green FA rating(s).

  • BY’s FA Score: 1 green, 4 red.
  • OSBC’s FA Score: 3 green, 2 red.
According to our system of comparison, both BY and OSBC are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BY’s TA Score shows that 5 TA indicator(s) are bullish while OSBC’s TA Score has 6 bullish TA indicator(s).

  • BY’s TA Score: 5 bullish, 3 bearish.
  • OSBC’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than BY.

Price Growth

BY (@Regional Banks) experienced а +0.11% price change this week, while OSBC (@Regional Banks) price change was -0.37% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

BY is expected to report earnings on Jan 22, 2026.

OSBC is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BY($1.3B) has a higher market cap than OSBC($1B). OSBC has higher P/E ratio than BY: OSBC (12.85) vs BY (10.13). OSBC YTD gains are higher at: 8.000 vs. BY (-0.666). BY has more cash in the bank: 75.1M vs. OSBC (63.5M). OSBC has less debt than BY: OSBC (85.3M) vs BY (525M). BY has higher revenues than OSBC: BY (416M) vs OSBC (287M).
BYOSBCBY / OSBC
Capitalization1.3B1B130%
EBITDAN/AN/A-
Gain YTD-0.6668.000-8%
P/E Ratio10.1312.8579%
Revenue416M287M145%
Total Cash75.1M63.5M118%
Total Debt525M85.3M615%
FUNDAMENTALS RATINGS
BY vs OSBC: Fundamental Ratings
BY
OSBC
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
42
Fair valued
60
Fair valued
PROFIT vs RISK RATING
1..100
3428
SMR RATING
1..100
1923
PRICE GROWTH RATING
1..100
5551
P/E GROWTH RATING
1..100
5720
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BY's Valuation (42) in the Regional Banks industry is in the same range as OSBC (60). This means that BY’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (28) in the Regional Banks industry is in the same range as BY (34). This means that OSBC’s stock grew similarly to BY’s over the last 12 months.

BY's SMR Rating (19) in the Regional Banks industry is in the same range as OSBC (23). This means that BY’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Price Growth Rating (51) in the Regional Banks industry is in the same range as BY (55). This means that OSBC’s stock grew similarly to BY’s over the last 12 months.

OSBC's P/E Growth Rating (20) in the Regional Banks industry is somewhat better than the same rating for BY (57). This means that OSBC’s stock grew somewhat faster than BY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BYOSBC
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 6 days ago
61%
Bearish Trend 6 days ago
67%
Momentum
ODDS (%)
Bullish Trend 6 days ago
67%
Bullish Trend 6 days ago
72%
MACD
ODDS (%)
Bullish Trend 6 days ago
67%
Bullish Trend 6 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 6 days ago
60%
Bullish Trend 6 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 6 days ago
57%
Bullish Trend 6 days ago
60%
Advances
ODDS (%)
Bullish Trend 13 days ago
58%
Bullish Trend 8 days ago
66%
Declines
ODDS (%)
Bearish Trend 6 days ago
60%
Bearish Trend 21 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 6 days ago
65%
Bearish Trend 6 days ago
56%
Aroon
ODDS (%)
N/A
Bullish Trend 6 days ago
48%
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BY
Daily Signal:
Gain/Loss:
OSBC
Daily Signal:
Gain/Loss:
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BY and

Correlation & Price change

A.I.dvisor indicates that over the last year, BY has been closely correlated with OSBC. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if BY jumps, then OSBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BY
1D Price
Change %
BY100%
+0.07%
OSBC - BY
87%
Closely correlated
-0.47%
FMBH - BY
87%
Closely correlated
+0.34%
BFST - BY
87%
Closely correlated
-0.08%
UVSP - BY
86%
Closely correlated
+0.25%
TRMK - BY
86%
Closely correlated
-0.67%
More

OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with WSFS. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.47%
WSFS - OSBC
87%
Closely correlated
-1.37%
CATY - OSBC
87%
Closely correlated
-0.80%
BY - OSBC
87%
Closely correlated
+0.07%
TRMK - OSBC
86%
Closely correlated
-0.67%
ONB - OSBC
86%
Closely correlated
-1.46%
More