BOTJ
Price
$15.49
Change
+$0.08 (+0.52%)
Updated
Sep 5 closing price
Capitalization
70.36M
OPHC
Price
$4.23
Change
-$0.00 (-0.00%)
Updated
Sep 5 closing price
Capitalization
49.71M
60 days until earnings call
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BOTJ vs OPHC

Header iconBOTJ vs OPHC Comparison
Open Charts BOTJ vs OPHCBanner chart's image
Bank of the James Financial Group
Price$15.49
Change+$0.08 (+0.52%)
Volume$4.31K
Capitalization70.36M
OptimumBank Holdings
Price$4.23
Change-$0.00 (-0.00%)
Volume$1.87K
Capitalization49.71M
BOTJ vs OPHC Comparison Chart in %
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BOTJ
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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BOTJ vs. OPHC commentary
Sep 08, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BOTJ is a StrongBuy and OPHC is a StrongBuy.

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COMPARISON
Comparison
Sep 08, 2025
Stock price -- (BOTJ: $15.49 vs. OPHC: $4.23)
Brand notoriety: BOTJ and OPHC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BOTJ: 121% vs. OPHC: 10%
Market capitalization -- BOTJ: $70.36M vs. OPHC: $49.71M
BOTJ [@Regional Banks] is valued at $70.36M. OPHC’s [@Regional Banks] market capitalization is $49.71M. The market cap for tickers in the [@Regional Banks] industry ranges from $167.72B to $0. The average market capitalization across the [@Regional Banks] industry is $7.75B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BOTJ’s FA Score shows that 2 FA rating(s) are green whileOPHC’s FA Score has 1 green FA rating(s).

  • BOTJ’s FA Score: 2 green, 3 red.
  • OPHC’s FA Score: 1 green, 4 red.
According to our system of comparison, BOTJ is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BOTJ’s TA Score shows that 6 TA indicator(s) are bullish while OPHC’s TA Score has 6 bullish TA indicator(s).

  • BOTJ’s TA Score: 6 bullish, 4 bearish.
  • OPHC’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, both BOTJ and OPHC are a good buy in the short-term.

Price Growth

BOTJ (@Regional Banks) experienced а -0.34% price change this week, while OPHC (@Regional Banks) price change was -0.47% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.38%. For the same industry, the average monthly price growth was +4.97%, and the average quarterly price growth was +13.09%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+0.38% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BOTJ($70.4M) has a higher market cap than OPHC($49.7M). BOTJ has higher P/E ratio than OPHC: BOTJ (9.80) vs OPHC (3.30). BOTJ YTD gains are higher at: -0.964 vs. OPHC (-11.134). OPHC has less debt than BOTJ: OPHC (2.66M) vs BOTJ (8.99M). BOTJ (45.3M) and OPHC (43.1M) have equivalent revenues.
BOTJOPHCBOTJ / OPHC
Capitalization70.4M49.7M142%
EBITDAN/AN/A-
Gain YTD-0.964-11.1349%
P/E Ratio9.803.30297%
Revenue45.3M43.1M105%
Total CashN/A15.4M-
Total Debt8.99M2.66M338%
FUNDAMENTALS RATINGS
BOTJ vs OPHC: Fundamental Ratings
BOTJ
OPHC
OUTLOOK RATING
1..100
9072
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
18
Undervalued
PROFIT vs RISK RATING
1..100
5073
SMR RATING
1..100
5647
PRICE GROWTH RATING
1..100
4677
P/E GROWTH RATING
1..100
2066
SEASONALITY SCORE
1..100
5075

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (18) in the Regional Banks industry is in the same range as BOTJ (33). This means that OPHC’s stock grew similarly to BOTJ’s over the last 12 months.

BOTJ's Profit vs Risk Rating (50) in the Regional Banks industry is in the same range as OPHC (73). This means that BOTJ’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's SMR Rating (47) in the Regional Banks industry is in the same range as BOTJ (56). This means that OPHC’s stock grew similarly to BOTJ’s over the last 12 months.

BOTJ's Price Growth Rating (46) in the Regional Banks industry is in the same range as OPHC (77). This means that BOTJ’s stock grew similarly to OPHC’s over the last 12 months.

BOTJ's P/E Growth Rating (20) in the Regional Banks industry is somewhat better than the same rating for OPHC (66). This means that BOTJ’s stock grew somewhat faster than OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BOTJOPHC
RSI
ODDS (%)
Bearish Trend 3 days ago
72%
Bullish Trend 3 days ago
73%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
59%
Bullish Trend 3 days ago
79%
Momentum
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 3 days ago
65%
MACD
ODDS (%)
Bullish Trend 3 days ago
75%
Bearish Trend 3 days ago
67%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
60%
Bearish Trend 3 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
67%
Bearish Trend 3 days ago
59%
Advances
ODDS (%)
Bullish Trend 11 days ago
70%
Bullish Trend 3 days ago
69%
Declines
ODDS (%)
Bearish Trend 5 days ago
63%
Bearish Trend 5 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
62%
Bullish Trend 3 days ago
74%
Aroon
ODDS (%)
Bullish Trend 3 days ago
64%
Bullish Trend 4 days ago
63%
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BOTJ
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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BOTJ and

Correlation & Price change

A.I.dvisor tells us that BOTJ and PBAM have been poorly correlated (+32% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that BOTJ and PBAM's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BOTJ
1D Price
Change %
BOTJ100%
+0.50%
PBAM - BOTJ
32%
Poorly correlated
+0.50%
PBHC - BOTJ
30%
Poorly correlated
+0.21%
SQCF - BOTJ
30%
Poorly correlated
N/A
OPHC - BOTJ
29%
Poorly correlated
+0.04%
OBT - BOTJ
25%
Poorly correlated
-0.74%
More

OPHC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPHC has been loosely correlated with PDLB. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if OPHC jumps, then PDLB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+0.04%
PDLB - OPHC
33%
Loosely correlated
-0.60%
GNTY - OPHC
32%
Poorly correlated
-0.32%
OPOF - OPHC
29%
Poorly correlated
N/A
PFIS - OPHC
29%
Poorly correlated
-1.18%
BOTJ - OPHC
29%
Poorly correlated
+0.50%
More