BILL
Price
$50.12
Change
-$1.80 (-3.47%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
5.2B
77 days until earnings call
Intraday BUY SELL Signals
CPAY
Price
$283.17
Change
-$3.55 (-1.24%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
20.06B
90 days until earnings call
Intraday BUY SELL Signals
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BILL vs CPAY

Header iconBILL vs CPAY Comparison
Open Charts BILL vs CPAYBanner chart's image
BILL Holdings
Price$50.12
Change-$1.80 (-3.47%)
Volume$11.35K
Capitalization5.2B
Corpay
Price$283.17
Change-$3.55 (-1.24%)
Volume$2.54K
Capitalization20.06B
BILL vs CPAY Comparison Chart in %
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BILL vs. CPAY commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BILL is a Hold and CPAY is a Buy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (BILL: $51.92 vs. CPAY: $286.72)
Brand notoriety: BILL and CPAY are both not notable
BILL represents the Packaged Software, while CPAY is part of the Computer Communications industry
Current volume relative to the 65-day Moving Average: BILL: 201% vs. CPAY: 196%
Market capitalization -- BILL: $5.2B vs. CPAY: $20.06B
BILL [@Packaged Software] is valued at $5.2B. CPAY’s [@Computer Communications] market capitalization is $20.06B. The market cap for tickers in the [@Packaged Software] industry ranges from $292.88B to $0. The market cap for tickers in the [@Computer Communications] industry ranges from $3.8T to $0. The average market capitalization across the [@Packaged Software] industry is $8.56B. The average market capitalization across the [@Computer Communications] industry is $27.27B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BILL’s FA Score shows that 0 FA rating(s) are green whileCPAY’s FA Score has 1 green FA rating(s).

  • BILL’s FA Score: 0 green, 5 red.
  • CPAY’s FA Score: 1 green, 4 red.
According to our system of comparison, CPAY is a better buy in the long-term than BILL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BILL’s TA Score shows that 8 TA indicator(s) are bullish while CPAY’s TA Score has 5 bullish TA indicator(s).

  • BILL’s TA Score: 8 bullish, 3 bearish.
  • CPAY’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, BILL is a better buy in the short-term than CPAY.

Price Growth

BILL (@Packaged Software) experienced а +11.61% price change this week, while CPAY (@Computer Communications) price change was +9.56% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was -0.88%. For the same industry, the average monthly price growth was -7.53%, and the average quarterly price growth was +36.27%.

The average weekly price growth across all stocks in the @Computer Communications industry was -1.70%. For the same industry, the average monthly price growth was -8.74%, and the average quarterly price growth was +32.05%.

Reported Earning Dates

BILL is expected to report earnings on Jan 29, 2026.

CPAY is expected to report earnings on Feb 11, 2026.

Industries' Descriptions

@Packaged Software (-0.88% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

@Computer Communications (-1.70% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CPAY($20.1B) has a higher market cap than BILL($5.2B). BILL has higher P/E ratio than CPAY: BILL (213.91) vs CPAY (19.48). CPAY YTD gains are higher at: -15.277 vs. BILL (-38.709). CPAY has higher annual earnings (EBITDA): 2.22B vs. BILL (138M). BILL (2.22B) and CPAY (2.19B) have equal amount of cash in the bank . BILL has less debt than CPAY: BILL (1.77B) vs CPAY (8.12B). CPAY has higher revenues than BILL: CPAY (4.17B) vs BILL (1.46B).
BILLCPAYBILL / CPAY
Capitalization5.2B20.1B26%
EBITDA138M2.22B6%
Gain YTD-38.709-15.277253%
P/E Ratio213.9119.481,098%
Revenue1.46B4.17B35%
Total Cash2.22B2.19B101%
Total Debt1.77B8.12B22%
FUNDAMENTALS RATINGS
BILL vs CPAY: Fundamental Ratings
BILL
CPAY
OUTLOOK RATING
1..100
777
VALUATION
overvalued / fair valued / undervalued
1..100
85
Overvalued
63
Fair valued
PROFIT vs RISK RATING
1..100
10078
SMR RATING
1..100
9030
PRICE GROWTH RATING
1..100
6162
P/E GROWTH RATING
1..100
9979
SEASONALITY SCORE
1..100
75n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CPAY's Valuation (63) in the Miscellaneous Commercial Services industry is in the same range as BILL (85) in the null industry. This means that CPAY’s stock grew similarly to BILL’s over the last 12 months.

CPAY's Profit vs Risk Rating (78) in the Miscellaneous Commercial Services industry is in the same range as BILL (100) in the null industry. This means that CPAY’s stock grew similarly to BILL’s over the last 12 months.

CPAY's SMR Rating (30) in the Miscellaneous Commercial Services industry is somewhat better than the same rating for BILL (90) in the null industry. This means that CPAY’s stock grew somewhat faster than BILL’s over the last 12 months.

BILL's Price Growth Rating (61) in the null industry is in the same range as CPAY (62) in the Miscellaneous Commercial Services industry. This means that BILL’s stock grew similarly to CPAY’s over the last 12 months.

CPAY's P/E Growth Rating (79) in the Miscellaneous Commercial Services industry is in the same range as BILL (99) in the null industry. This means that CPAY’s stock grew similarly to BILL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BILLCPAY
RSI
ODDS (%)
Bullish Trend 2 days ago
90%
Bullish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
88%
Bearish Trend 2 days ago
58%
Momentum
ODDS (%)
Bullish Trend 2 days ago
81%
Bullish Trend 2 days ago
59%
MACD
ODDS (%)
Bullish Trend 2 days ago
88%
Bullish Trend 2 days ago
72%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 4 days ago
77%
Bullish Trend 3 days ago
61%
Declines
ODDS (%)
Bearish Trend 8 days ago
83%
Bearish Trend 18 days ago
67%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
90%
Bullish Trend 2 days ago
71%
Aroon
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 2 days ago
60%
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BILL
Daily Signal:
Gain/Loss:
CPAY
Daily Signal:
Gain/Loss:
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BILL and

Correlation & Price change

A.I.dvisor indicates that over the last year, BILL has been loosely correlated with COIN. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if BILL jumps, then COIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BILL
1D Price
Change %
BILL100%
+11.49%
COIN - BILL
64%
Loosely correlated
-0.00%
CLSK - BILL
61%
Loosely correlated
-5.09%
CPAY - BILL
54%
Loosely correlated
-1.36%
RIOT - BILL
54%
Loosely correlated
-4.21%
COMP - BILL
50%
Loosely correlated
+0.74%
More

CPAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPAY has been loosely correlated with EEFT. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if CPAY jumps, then EEFT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPAY
1D Price
Change %
CPAY100%
-1.36%
EEFT - CPAY
63%
Loosely correlated
-0.99%
HUBS - CPAY
63%
Loosely correlated
-0.08%
SSNC - CPAY
63%
Loosely correlated
+0.20%
ADSK - CPAY
62%
Loosely correlated
-0.04%
CRM - CPAY
61%
Loosely correlated
+0.62%
More