BETR
Price
$13.56
Change
-$0.34 (-2.45%)
Updated
Jul 29, 12:58 PM (EDT)
Capitalization
338.03M
ENVA
Price
$106.05
Change
+$1.43 (+1.37%)
Updated
Jul 29, 01:36 PM (EDT)
Capitalization
1.77B
86 days until earnings call
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BETR vs ENVA

Header iconBETR vs ENVA Comparison
Open Charts BETR vs ENVABanner chart's image
Better Home & Finance Holding
Price$13.56
Change-$0.34 (-2.45%)
Volume$700
Capitalization338.03M
Enova International
Price$106.05
Change+$1.43 (+1.37%)
Volume$5.74K
Capitalization1.77B
BETR vs ENVA Comparison Chart in %
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BETR
Daily Signalchanged days ago
Gain/Loss if bought
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ENVA
Daily Signalchanged days ago
Gain/Loss if bought
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BETR vs. ENVA commentary
Jul 29, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BETR is a Buy and ENVA is a StrongBuy.

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COMPARISON
Comparison
Jul 29, 2025
Stock price -- (BETR: $13.90 vs. ENVA: $104.62)
Brand notoriety: BETR and ENVA are both not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: BETR: 25% vs. ENVA: 167%
Market capitalization -- BETR: $338.03M vs. ENVA: $1.77B
BETR [@Finance/Rental/Leasing] is valued at $338.03M. ENVA’s [@Finance/Rental/Leasing] market capitalization is $1.77B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $12.87B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BETR’s FA Score shows that 0 FA rating(s) are green whileENVA’s FA Score has 1 green FA rating(s).

  • BETR’s FA Score: 0 green, 5 red.
  • ENVA’s FA Score: 1 green, 4 red.
According to our system of comparison, ENVA is a better buy in the long-term than BETR.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BETR’s TA Score shows that 6 TA indicator(s) are bullish while ENVA’s TA Score has 5 bullish TA indicator(s).

  • BETR’s TA Score: 6 bullish, 3 bearish.
  • ENVA’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both BETR and ENVA are a good buy in the short-term.

Price Growth

BETR (@Finance/Rental/Leasing) experienced а +4.83% price change this week, while ENVA (@Finance/Rental/Leasing) price change was -7.45% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +4.77%. For the same industry, the average monthly price growth was +27.01%, and the average quarterly price growth was +21.20%.

Reported Earning Dates

ENVA is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (+4.77% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
ENVA($1.77B) has a higher market cap than BETR($338M). BETR YTD gains are higher at: 55.830 vs. ENVA (9.116). ENVA has higher annual earnings (EBITDA): 266M vs. BETR (-598.61M). BETR has more cash in the bank: 557M vs. ENVA (54.4M). BETR has less debt than ENVA: BETR (620M) vs ENVA (2.97B). ENVA has higher revenues than BETR: ENVA (2.12B) vs BETR (85.9M).
BETRENVABETR / ENVA
Capitalization338M1.77B19%
EBITDA-598.61M266M-225%
Gain YTD55.8309.116612%
P/E RatioN/A11.25-
Revenue85.9M2.12B4%
Total Cash557M54.4M1,024%
Total Debt620M2.97B21%
FUNDAMENTALS RATINGS
BETR vs ENVA: Fundamental Ratings
BETR
ENVA
OUTLOOK RATING
1..100
278
VALUATION
overvalued / fair valued / undervalued
1..100
97
Overvalued
84
Overvalued
PROFIT vs RISK RATING
1..100
999
SMR RATING
1..100
10045
PRICE GROWTH RATING
1..100
5452
P/E GROWTH RATING
1..100
10079
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ENVA's Valuation (84) in the Finance Or Rental Or Leasing industry is in the same range as BETR (97) in the Food Specialty Or Candy industry. This means that ENVA’s stock grew similarly to BETR’s over the last 12 months.

ENVA's Profit vs Risk Rating (9) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for BETR (99) in the Food Specialty Or Candy industry. This means that ENVA’s stock grew significantly faster than BETR’s over the last 12 months.

ENVA's SMR Rating (45) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for BETR (100) in the Food Specialty Or Candy industry. This means that ENVA’s stock grew somewhat faster than BETR’s over the last 12 months.

ENVA's Price Growth Rating (52) in the Finance Or Rental Or Leasing industry is in the same range as BETR (54) in the Food Specialty Or Candy industry. This means that ENVA’s stock grew similarly to BETR’s over the last 12 months.

ENVA's P/E Growth Rating (79) in the Finance Or Rental Or Leasing industry is in the same range as BETR (100) in the Food Specialty Or Candy industry. This means that ENVA’s stock grew similarly to BETR’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BETRENVA
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
74%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
28%
Bullish Trend 2 days ago
69%
Momentum
ODDS (%)
Bullish Trend 2 days ago
41%
Bearish Trend 2 days ago
70%
MACD
ODDS (%)
Bullish Trend 2 days ago
35%
Bearish Trend 2 days ago
66%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
34%
Bearish Trend 2 days ago
67%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
34%
Bullish Trend 2 days ago
72%
Advances
ODDS (%)
Bullish Trend 7 days ago
49%
Bullish Trend 7 days ago
75%
Declines
ODDS (%)
Bearish Trend 5 days ago
69%
Bearish Trend 2 days ago
66%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
38%
Bullish Trend 2 days ago
83%
Aroon
ODDS (%)
Bullish Trend 2 days ago
30%
Bullish Trend 2 days ago
63%
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BETR
Daily Signalchanged days ago
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ENVA
Daily Signalchanged days ago
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BETR and

Correlation & Price change

A.I.dvisor tells us that BETR and WD have been poorly correlated (+27% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that BETR and WD's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BETR
1D Price
Change %
BETR100%
+0.22%
WD - BETR
27%
Poorly correlated
-0.14%
CACC - BETR
26%
Poorly correlated
-0.99%
SYF - BETR
26%
Poorly correlated
-0.04%
ENVA - BETR
26%
Poorly correlated
-1.13%
OMF - BETR
26%
Poorly correlated
-0.34%
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ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
-1.13%
OMF - ENVA
82%
Closely correlated
-0.34%
COF - ENVA
79%
Closely correlated
+1.35%
SYF - ENVA
78%
Closely correlated
-0.04%
AXP - ENVA
78%
Closely correlated
-0.28%
BFH - ENVA
75%
Closely correlated
+1.19%
More