BCAL
Price
$19.04
Change
-$0.11 (-0.57%)
Updated
Dec 24 closing price
Capitalization
615.42M
33 days until earnings call
Intraday BUY SELL Signals
HFBL
Price
$17.00
Change
+$0.50 (+3.03%)
Updated
Dec 24 closing price
Capitalization
52.5M
Intraday BUY SELL Signals
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BCAL vs HFBL

Header iconBCAL vs HFBL Comparison
Open Charts BCAL vs HFBLBanner chart's image
California Ban
Price$19.04
Change-$0.11 (-0.57%)
Volume$52.64K
Capitalization615.42M
Home Federal Ban
Price$17.00
Change+$0.50 (+3.03%)
Volume$5.82K
Capitalization52.5M
BCAL vs HFBL Comparison Chart in %
BCAL
Daily Signal:
Gain/Loss:
HFBL
Daily Signal:
Gain/Loss:
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VS
BCAL vs. HFBL commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BCAL is a Buy and HFBL is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (BCAL: $19.04 vs. HFBL: $17.00)
Brand notoriety: BCAL and HFBL are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BCAL: 27% vs. HFBL: 198%
Market capitalization -- BCAL: $615.42M vs. HFBL: $52.5M
BCAL [@Regional Banks] is valued at $615.42M. HFBL’s [@Regional Banks] market capitalization is $52.5M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BCAL’s FA Score shows that 2 FA rating(s) are green whileHFBL’s FA Score has 0 green FA rating(s).

  • BCAL’s FA Score: 2 green, 3 red.
  • HFBL’s FA Score: 0 green, 5 red.
According to our system of comparison, BCAL is a better buy in the long-term than HFBL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BCAL’s TA Score shows that 4 TA indicator(s) are bullish while HFBL’s TA Score has 4 bullish TA indicator(s).

  • BCAL’s TA Score: 4 bullish, 4 bearish.
  • HFBL’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, HFBL is a better buy in the short-term than BCAL.

Price Growth

BCAL (@Regional Banks) experienced а -2.31% price change this week, while HFBL (@Regional Banks) price change was -2.80% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

BCAL is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
BCAL($615M) has a higher market cap than HFBL($52.5M). HFBL has higher P/E ratio than BCAL: HFBL (11.56) vs BCAL (8.77). HFBL YTD gains are higher at: 40.954 vs. BCAL (15.115). HFBL has less debt than BCAL: HFBL (4M) vs BCAL (52.6M). BCAL has higher revenues than HFBL: BCAL (180M) vs HFBL (21.7M).
BCALHFBLBCAL / HFBL
Capitalization615M52.5M1,171%
EBITDAN/AN/A-
Gain YTD15.11540.95437%
P/E Ratio8.7711.5676%
Revenue180M21.7M829%
Total CashN/A2.07M-
Total Debt52.6M4M1,315%
FUNDAMENTALS RATINGS
BCAL vs HFBL: Fundamental Ratings
BCAL
HFBL
OUTLOOK RATING
1..100
5888
VALUATION
overvalued / fair valued / undervalued
1..100
32
Undervalued
38
Fair valued
PROFIT vs RISK RATING
1..100
4261
SMR RATING
1..100
3169
PRICE GROWTH RATING
1..100
4742
P/E GROWTH RATING
1..100
10052
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BCAL's Valuation (32) in the null industry is in the same range as HFBL (38) in the Savings Banks industry. This means that BCAL’s stock grew similarly to HFBL’s over the last 12 months.

BCAL's Profit vs Risk Rating (42) in the null industry is in the same range as HFBL (61) in the Savings Banks industry. This means that BCAL’s stock grew similarly to HFBL’s over the last 12 months.

BCAL's SMR Rating (31) in the null industry is somewhat better than the same rating for HFBL (69) in the Savings Banks industry. This means that BCAL’s stock grew somewhat faster than HFBL’s over the last 12 months.

HFBL's Price Growth Rating (42) in the Savings Banks industry is in the same range as BCAL (47) in the null industry. This means that HFBL’s stock grew similarly to BCAL’s over the last 12 months.

HFBL's P/E Growth Rating (52) in the Savings Banks industry is somewhat better than the same rating for BCAL (100) in the null industry. This means that HFBL’s stock grew somewhat faster than BCAL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BCALHFBL
RSI
ODDS (%)
Bearish Trend 3 days ago
56%
Bearish Trend 3 days ago
43%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
56%
Bullish Trend 3 days ago
64%
Momentum
ODDS (%)
Bearish Trend 3 days ago
52%
Bearish Trend 3 days ago
41%
MACD
ODDS (%)
Bearish Trend 3 days ago
51%
Bearish Trend 3 days ago
43%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
56%
Bearish Trend 3 days ago
46%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
38%
Bullish Trend 3 days ago
66%
Advances
ODDS (%)
Bullish Trend 23 days ago
65%
Bullish Trend 5 days ago
61%
Declines
ODDS (%)
Bearish Trend 5 days ago
63%
N/A
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
57%
Bearish Trend 3 days ago
50%
Aroon
ODDS (%)
Bullish Trend 3 days ago
35%
Bullish Trend 3 days ago
76%
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BCAL
Daily Signal:
Gain/Loss:
HFBL
Daily Signal:
Gain/Loss:
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BCAL and

Correlation & Price change

A.I.dvisor indicates that over the last year, BCAL has been closely correlated with TRMK. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if BCAL jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BCAL
1D Price
Change %
BCAL100%
-0.57%
TRMK - BCAL
76%
Closely correlated
-0.15%
FMBH - BCAL
76%
Closely correlated
-0.72%
BUSE - BCAL
76%
Closely correlated
+0.16%
SHBI - BCAL
76%
Closely correlated
+0.11%
CNOB - BCAL
76%
Closely correlated
+0.15%
More

HFBL and

Correlation & Price change

A.I.dvisor tells us that HFBL and FUSB have been poorly correlated (+24% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that HFBL and FUSB's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To HFBL
1D Price
Change %
HFBL100%
+3.03%
FUSB - HFBL
24%
Poorly correlated
+0.59%
BCAL - HFBL
23%
Poorly correlated
-0.57%
FCAP - HFBL
22%
Poorly correlated
-0.62%
OVBC - HFBL
22%
Poorly correlated
+0.60%
TFIN - HFBL
22%
Poorly correlated
+0.44%
More