BANF
Price
$109.81
Change
+$0.22 (+0.20%)
Updated
Dec 26, 02:07 PM (EDT)
Capitalization
3.65B
20 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$32.52
Change
+$0.08 (+0.25%)
Updated
Dec 24 closing price
Capitalization
3.95B
19 days until earnings call
Intraday BUY SELL Signals
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BANF vs UCB

Header iconBANF vs UCB Comparison
Open Charts BANF vs UCBBanner chart's image
BancFirst
Price$109.81
Change+$0.22 (+0.20%)
Volume$563
Capitalization3.65B
United Community Banks
Price$32.52
Change+$0.08 (+0.25%)
Volume$328.09K
Capitalization3.95B
BANF vs UCB Comparison Chart in %
BANF
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
BANF vs. UCB commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is BANF is a StrongBuy and UCB is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (BANF: $109.59 vs. UCB: $32.52)
Brand notoriety: BANF and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: BANF: 79% vs. UCB: 48%
Market capitalization -- BANF: $3.65B vs. UCB: $3.95B
BANF [@Regional Banks] is valued at $3.65B. UCB’s [@Regional Banks] market capitalization is $3.95B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

BANF’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • BANF’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, both BANF and UCB are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

BANF’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • BANF’s TA Score: 4 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, BANF is a better buy in the short-term than UCB.

Price Growth

BANF (@Regional Banks) experienced а -1.92% price change this week, while UCB (@Regional Banks) price change was +0.18% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

BANF is expected to report earnings on Jan 15, 2026.

UCB is expected to report earnings on Jan 14, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.95B) has a higher market cap than BANF($3.65B). BANF has higher P/E ratio than UCB: BANF (15.57) vs UCB (12.90). UCB YTD gains are higher at: 3.163 vs. BANF (-5.373). BANF has more cash in the bank: 260M vs. UCB (202M). BANF has less debt than UCB: BANF (97.9M) vs UCB (155M). UCB has higher revenues than BANF: UCB (1.01B) vs BANF (673M).
BANFUCBBANF / UCB
Capitalization3.65B3.95B92%
EBITDAN/AN/A-
Gain YTD-5.3733.163-170%
P/E Ratio15.5712.90121%
Revenue673M1.01B66%
Total Cash260M202M129%
Total Debt97.9M155M63%
FUNDAMENTALS RATINGS
BANF vs UCB: Fundamental Ratings
BANF
UCB
OUTLOOK RATING
1..100
7412
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
75
Overvalued
PROFIT vs RISK RATING
1..100
3568
SMR RATING
1..100
1613
PRICE GROWTH RATING
1..100
7750
P/E GROWTH RATING
1..100
7689
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

BANF's Valuation (73) in the Regional Banks industry is in the same range as UCB (75). This means that BANF’s stock grew similarly to UCB’s over the last 12 months.

BANF's Profit vs Risk Rating (35) in the Regional Banks industry is somewhat better than the same rating for UCB (68). This means that BANF’s stock grew somewhat faster than UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as BANF (16). This means that UCB’s stock grew similarly to BANF’s over the last 12 months.

UCB's Price Growth Rating (50) in the Regional Banks industry is in the same range as BANF (77). This means that UCB’s stock grew similarly to BANF’s over the last 12 months.

BANF's P/E Growth Rating (76) in the Regional Banks industry is in the same range as UCB (89). This means that BANF’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
BANFUCB
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
75%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
70%
Bearish Trend 3 days ago
75%
Momentum
ODDS (%)
Bearish Trend 3 days ago
72%
N/A
MACD
ODDS (%)
Bearish Trend 3 days ago
68%
N/A
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
61%
Bullish Trend 3 days ago
56%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
59%
Bullish Trend 3 days ago
52%
Advances
ODDS (%)
Bullish Trend 8 days ago
62%
Bullish Trend 16 days ago
55%
Declines
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 8 days ago
70%
BollingerBands
ODDS (%)
N/A
Bearish Trend 3 days ago
82%
Aroon
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
42%
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BANF
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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BANF and

Correlation & Price change

A.I.dvisor indicates that over the last year, BANF has been closely correlated with TRMK. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if BANF jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BANF
1D Price
Change %
BANF100%
-0.49%
TRMK - BANF
86%
Closely correlated
-0.15%
STEL - BANF
86%
Closely correlated
-0.32%
UBSI - BANF
85%
Closely correlated
+0.08%
HOPE - BANF
85%
Closely correlated
+0.09%
UCB - BANF
85%
Closely correlated
+0.25%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with UBSI. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+0.25%
UBSI - UCB
91%
Closely correlated
+0.08%
WSFS - UCB
91%
Closely correlated
+0.11%
FNB - UCB
91%
Closely correlated
+0.17%
HWC - UCB
91%
Closely correlated
-0.46%
TRMK - UCB
90%
Closely correlated
-0.15%
More