AX
Price
$88.91
Change
+$0.51 (+0.58%)
Updated
Dec 24 closing price
Capitalization
5.04B
39 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$32.52
Change
+$0.08 (+0.25%)
Updated
Dec 24 closing price
Capitalization
3.95B
20 days until earnings call
Intraday BUY SELL Signals
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AX vs UCB

Header iconAX vs UCB Comparison
Open Charts AX vs UCBBanner chart's image
Axos Financial
Price$88.91
Change+$0.51 (+0.58%)
Volume$166.6K
Capitalization5.04B
United Community Banks
Price$32.52
Change+$0.08 (+0.25%)
Volume$328.09K
Capitalization3.95B
AX vs UCB Comparison Chart in %
AX
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
AX vs. UCB commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AX is a Buy and UCB is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (AX: $88.91 vs. UCB: $32.52)
Brand notoriety: AX and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: AX: 52% vs. UCB: 48%
Market capitalization -- AX: $5.04B vs. UCB: $3.95B
AX [@Regional Banks] is valued at $5.04B. UCB’s [@Regional Banks] market capitalization is $3.95B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

AX’s FA Score shows that 3 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • AX’s FA Score: 3 green, 2 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, AX is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

AX’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 5 bullish TA indicator(s).

  • AX’s TA Score: 6 bullish, 2 bearish.
  • UCB’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, AX is a better buy in the short-term than UCB.

Price Growth

AX (@Regional Banks) experienced а +1.72% price change this week, while UCB (@Regional Banks) price change was +0.18% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

AX is expected to report earnings on Feb 03, 2026.

UCB is expected to report earnings on Jan 14, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
AX($5.04B) has a higher market cap than UCB($3.95B). UCB has higher P/E ratio than AX: UCB (12.90) vs AX (11.95). AX YTD gains are higher at: 27.287 vs. UCB (3.163). UCB has less debt than AX: UCB (155M) vs AX (1.35B). AX has higher revenues than UCB: AX (1.25B) vs UCB (1.01B).
AXUCBAX / UCB
Capitalization5.04B3.95B127%
EBITDAN/AN/A-
Gain YTD27.2873.163863%
P/E Ratio11.9512.9093%
Revenue1.25B1.01B123%
Total CashN/A202M-
Total Debt1.35B155M872%
FUNDAMENTALS RATINGS
AX vs UCB: Fundamental Ratings
AX
UCB
OUTLOOK RATING
1..100
188
VALUATION
overvalued / fair valued / undervalued
1..100
69
Overvalued
75
Overvalued
PROFIT vs RISK RATING
1..100
2668
SMR RATING
1..100
1213
PRICE GROWTH RATING
1..100
4651
P/E GROWTH RATING
1..100
1989
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

AX's Valuation (69) in the Savings Banks industry is in the same range as UCB (75) in the Regional Banks industry. This means that AX’s stock grew similarly to UCB’s over the last 12 months.

AX's Profit vs Risk Rating (26) in the Savings Banks industry is somewhat better than the same rating for UCB (68) in the Regional Banks industry. This means that AX’s stock grew somewhat faster than UCB’s over the last 12 months.

AX's SMR Rating (12) in the Savings Banks industry is in the same range as UCB (13) in the Regional Banks industry. This means that AX’s stock grew similarly to UCB’s over the last 12 months.

AX's Price Growth Rating (46) in the Savings Banks industry is in the same range as UCB (51) in the Regional Banks industry. This means that AX’s stock grew similarly to UCB’s over the last 12 months.

AX's P/E Growth Rating (19) in the Savings Banks industry is significantly better than the same rating for UCB (89) in the Regional Banks industry. This means that AX’s stock grew significantly faster than UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
AXUCB
RSI
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
75%
Momentum
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 7 days ago
55%
MACD
ODDS (%)
Bullish Trend 2 days ago
60%
N/A
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
56%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 2 days ago
52%
Advances
ODDS (%)
Bullish Trend 8 days ago
70%
Bullish Trend 15 days ago
55%
Declines
ODDS (%)
N/A
Bearish Trend 7 days ago
70%
BollingerBands
ODDS (%)
N/A
Bearish Trend 2 days ago
82%
Aroon
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
42%
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AX
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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Correlation & Price change

A.I.dvisor indicates that over the last year, AX has been closely correlated with FNB. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if AX jumps, then FNB could also see price increases.

1D
1W
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6M
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5Y
Ticker /
NAME
Correlation
To AX
1D Price
Change %
AX100%
+0.58%
FNB - AX
87%
Closely correlated
+0.17%
HWC - AX
87%
Closely correlated
-0.46%
UCB - AX
86%
Closely correlated
+0.25%
VLY - AX
86%
Closely correlated
+0.08%
WSFS - AX
86%
Closely correlated
+0.11%
More