ATLC
Price
$68.36
Change
+$0.52 (+0.77%)
Updated
Sep 8, 04:59 PM (EDT)
Capitalization
1.03B
59 days until earnings call
CPSS
Price
$7.98
Change
+$0.24 (+3.10%)
Updated
Sep 8, 04:59 PM (EDT)
Capitalization
172.02M
50 days until earnings call
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ATLC vs CPSS

Header iconATLC vs CPSS Comparison
Open Charts ATLC vs CPSSBanner chart's image
Atlanticus Holdings
Price$68.36
Change+$0.52 (+0.77%)
Volume$400
Capitalization1.03B
Consumer Portfolio Services
Price$7.98
Change+$0.24 (+3.10%)
Volume$3.26K
Capitalization172.02M
ATLC vs CPSS Comparison Chart in %
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
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CPSS
Daily Signalchanged days ago
Gain/Loss if bought
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ATLC vs. CPSS commentary
Sep 09, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ATLC is a Buy and CPSS is a Hold.

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COMPARISON
Comparison
Sep 09, 2025
Stock price -- (ATLC: $67.84 vs. CPSS: $7.74)
Brand notoriety: ATLC and CPSS are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ATLC: 70% vs. CPSS: 124%
Market capitalization -- ATLC: $1.03B vs. CPSS: $177.13M
ATLC [@Savings Banks] is valued at $1.03B. CPSS’s [@Savings Banks] market capitalization is $177.13M. The market cap for tickers in the [@Savings Banks] industry ranges from $664.38B to $0. The average market capitalization across the [@Savings Banks] industry is $22.15B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ATLC’s FA Score shows that 2 FA rating(s) are green whileCPSS’s FA Score has 1 green FA rating(s).

  • ATLC’s FA Score: 2 green, 3 red.
  • CPSS’s FA Score: 1 green, 4 red.
According to our system of comparison, ATLC is a better buy in the long-term than CPSS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ATLC’s TA Score shows that 7 TA indicator(s) are bullish while CPSS’s TA Score has 4 bullish TA indicator(s).

  • ATLC’s TA Score: 7 bullish, 4 bearish.
  • CPSS’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, ATLC is a better buy in the short-term than CPSS.

Price Growth

ATLC (@Savings Banks) experienced а +1.71% price change this week, while CPSS (@Savings Banks) price change was -3.13% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +3.77%. For the same industry, the average monthly price growth was +8.73%, and the average quarterly price growth was +37.99%.

Reported Earning Dates

ATLC is expected to report earnings on Nov 06, 2025.

CPSS is expected to report earnings on Oct 28, 2025.

Industries' Descriptions

@Savings Banks (+3.77% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ATLC($1.03B) has a higher market cap than CPSS($172M). ATLC has higher P/E ratio than CPSS: ATLC (11.92) vs CPSS (9.68). ATLC YTD gains are higher at: 21.621 vs. CPSS (-28.729). ATLC has less debt than CPSS: ATLC (2.8B) vs CPSS (3.39B). ATLC has higher revenues than CPSS: ATLC (342M) vs CPSS (206M).
ATLCCPSSATLC / CPSS
Capitalization1.03B172M597%
EBITDAN/AN/A-
Gain YTD21.621-28.729-75%
P/E Ratio11.929.68123%
Revenue342M206M166%
Total CashN/AN/A-
Total Debt2.8B3.39B82%
FUNDAMENTALS RATINGS
ATLC vs CPSS: Fundamental Ratings
ATLC
CPSS
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
63
Fair valued
42
Fair valued
PROFIT vs RISK RATING
1..100
4769
SMR RATING
1..100
1234
PRICE GROWTH RATING
1..100
3780
P/E GROWTH RATING
1..100
1427
SEASONALITY SCORE
1..100
32n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

CPSS's Valuation (42) in the Finance Or Rental Or Leasing industry is in the same range as ATLC (63). This means that CPSS’s stock grew similarly to ATLC’s over the last 12 months.

ATLC's Profit vs Risk Rating (47) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (69). This means that ATLC’s stock grew similarly to CPSS’s over the last 12 months.

ATLC's SMR Rating (12) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (34). This means that ATLC’s stock grew similarly to CPSS’s over the last 12 months.

ATLC's Price Growth Rating (37) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for CPSS (80). This means that ATLC’s stock grew somewhat faster than CPSS’s over the last 12 months.

ATLC's P/E Growth Rating (14) in the Finance Or Rental Or Leasing industry is in the same range as CPSS (27). This means that ATLC’s stock grew similarly to CPSS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ATLCCPSS
RSI
ODDS (%)
Bearish Trend 4 days ago
64%
Bullish Trend 4 days ago
84%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
71%
Bullish Trend 4 days ago
85%
Momentum
ODDS (%)
Bullish Trend 4 days ago
75%
Bearish Trend 4 days ago
65%
MACD
ODDS (%)
Bullish Trend 4 days ago
80%
Bearish Trend 4 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
81%
Bearish Trend 4 days ago
74%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
85%
Bearish Trend 4 days ago
73%
Advances
ODDS (%)
Bullish Trend 5 days ago
83%
Bullish Trend 4 days ago
82%
Declines
ODDS (%)
Bearish Trend 7 days ago
77%
Bearish Trend 6 days ago
76%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
73%
Bullish Trend 4 days ago
79%
Aroon
ODDS (%)
Bullish Trend 4 days ago
80%
Bearish Trend 4 days ago
75%
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
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CPSS
Daily Signalchanged days ago
Gain/Loss if bought
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ATLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, ATLC has been closely correlated with AL. These tickers have moved in lockstep 66% of the time. This A.I.-generated data suggests there is a high statistical probability that if ATLC jumps, then AL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ATLC
1D Price
Change %
ATLC100%
-1.34%
AL - ATLC
66%
Closely correlated
+0.09%
ENVA - ATLC
66%
Loosely correlated
-2.60%
SYF - ATLC
65%
Loosely correlated
-1.63%
OMF - ATLC
64%
Loosely correlated
-1.77%
URI - ATLC
63%
Loosely correlated
+1.10%
More

CPSS and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPSS has been loosely correlated with ECPG. These tickers have moved in lockstep 38% of the time. This A.I.-generated data suggests there is some statistical probability that if CPSS jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPSS
1D Price
Change %
CPSS100%
+4.59%
ECPG - CPSS
38%
Loosely correlated
+6.09%
MGRC - CPSS
36%
Loosely correlated
+0.05%
RM - CPSS
34%
Loosely correlated
-1.62%
ATLC - CPSS
33%
Loosely correlated
-1.34%
WSC - CPSS
33%
Loosely correlated
+0.38%
More