ATLC
Price
$58.54
Change
+$1.52 (+2.67%)
Updated
Aug 11, 11:30 AM (EDT)
Capitalization
859.43M
87 days until earnings call
COF
Price
$209.56
Change
+$1.34 (+0.64%)
Updated
Aug 11, 12:59 PM (EDT)
Capitalization
133.17B
73 days until earnings call
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ATLC vs COF

Header iconATLC vs COF Comparison
Open Charts ATLC vs COFBanner chart's image
Atlanticus Holdings
Price$58.54
Change+$1.52 (+2.67%)
Volume$100
Capitalization859.43M
Capital One Financial
Price$209.56
Change+$1.34 (+0.64%)
Volume$1.36K
Capitalization133.17B
ATLC vs COF Comparison Chart in %
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
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COF
Daily Signalchanged days ago
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ATLC vs. COF commentary
Aug 11, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ATLC is a Buy and COF is a StrongBuy.

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COMPARISON
Comparison
Aug 11, 2025
Stock price -- (ATLC: $57.02 vs. COF: $208.23)
Brand notoriety: ATLC: Not notable vs. COF: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ATLC: 102% vs. COF: 84%
Market capitalization -- ATLC: $859.43M vs. COF: $133.17B
ATLC [@Savings Banks] is valued at $859.43M. COF’s [@Savings Banks] market capitalization is $133.17B. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ATLC’s FA Score shows that 2 FA rating(s) are green whileCOF’s FA Score has 3 green FA rating(s).

  • ATLC’s FA Score: 2 green, 3 red.
  • COF’s FA Score: 3 green, 2 red.
According to our system of comparison, COF is a better buy in the long-term than ATLC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ATLC’s TA Score shows that 6 TA indicator(s) are bullish while COF’s TA Score has 5 bullish TA indicator(s).

  • ATLC’s TA Score: 6 bullish, 5 bearish.
  • COF’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both ATLC and COF are a good buy in the short-term.

Price Growth

ATLC (@Savings Banks) experienced а +18.74% price change this week, while COF (@Savings Banks) price change was +0.37% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

ATLC is expected to report earnings on Nov 06, 2025.

COF is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
COF($133B) has a higher market cap than ATLC($859M). COF has higher P/E ratio than ATLC: COF (578.42) vs ATLC (9.99). COF YTD gains are higher at: 17.495 vs. ATLC (2.223). ATLC has less debt than COF: ATLC (2.5B) vs COF (51.9B). COF has higher revenues than ATLC: COF (42.8B) vs ATLC (317M).
ATLCCOFATLC / COF
Capitalization859M133B1%
EBITDAN/AN/A-
Gain YTD2.22317.49513%
P/E Ratio9.99578.422%
Revenue317M42.8B1%
Total CashN/A3.03B-
Total Debt2.5B51.9B5%
FUNDAMENTALS RATINGS
ATLC vs COF: Fundamental Ratings
ATLC
COF
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
57
Fair valued
100
Overvalued
PROFIT vs RISK RATING
1..100
5423
SMR RATING
1..100
122
PRICE GROWTH RATING
1..100
4547
P/E GROWTH RATING
1..100
191
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ATLC's Valuation (57) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for COF (100) in the Major Banks industry. This means that ATLC’s stock grew somewhat faster than COF’s over the last 12 months.

COF's Profit vs Risk Rating (23) in the Major Banks industry is in the same range as ATLC (54) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to ATLC’s over the last 12 months.

COF's SMR Rating (2) in the Major Banks industry is in the same range as ATLC (12) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to ATLC’s over the last 12 months.

ATLC's Price Growth Rating (45) in the Finance Or Rental Or Leasing industry is in the same range as COF (47) in the Major Banks industry. This means that ATLC’s stock grew similarly to COF’s over the last 12 months.

COF's P/E Growth Rating (1) in the Major Banks industry is in the same range as ATLC (19) in the Finance Or Rental Or Leasing industry. This means that COF’s stock grew similarly to ATLC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ATLCCOF
RSI
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
64%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
78%
Bullish Trend 4 days ago
71%
Momentum
ODDS (%)
Bullish Trend 4 days ago
76%
Bearish Trend 4 days ago
65%
MACD
ODDS (%)
Bullish Trend 4 days ago
79%
Bearish Trend 4 days ago
61%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
82%
Bullish Trend 4 days ago
73%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
84%
Bearish Trend 4 days ago
65%
Advances
ODDS (%)
Bullish Trend 6 days ago
84%
Bullish Trend 6 days ago
68%
Declines
ODDS (%)
Bearish Trend 18 days ago
76%
Bearish Trend 11 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
72%
Bullish Trend 4 days ago
77%
Aroon
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 4 days ago
70%
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ATLC
Daily Signalchanged days ago
Gain/Loss if bought
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COF
Daily Signalchanged days ago
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ATLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, ATLC has been closely correlated with ENVA. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if ATLC jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ATLC
1D Price
Change %
ATLC100%
+14.94%
ENVA - ATLC
67%
Closely correlated
+0.38%
AL - ATLC
66%
Closely correlated
N/A
SYF - ATLC
64%
Loosely correlated
+1.43%
COF - ATLC
64%
Loosely correlated
+0.45%
BFH - ATLC
63%
Loosely correlated
+1.04%
More

COF and

Correlation & Price change

A.I.dvisor indicates that over the last year, COF has been closely correlated with SYF. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if COF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To COF
1D Price
Change %
COF100%
+0.45%
SYF - COF
89%
Closely correlated
+1.43%
AXP - COF
83%
Closely correlated
+0.92%
OMF - COF
81%
Closely correlated
+0.40%
BFH - COF
79%
Closely correlated
+1.04%
ENVA - COF
79%
Closely correlated
+0.38%
More