ATLC
Price
$58.54
Change
+$1.52 (+2.67%)
Updated
Aug 11, 11:30 AM (EDT)
Capitalization
859.43M
87 days until earnings call
BFH
Price
$58.02
Change
-$0.20 (-0.34%)
Updated
Aug 11, 12:08 PM (EDT)
Capitalization
2.72B
73 days until earnings call
Interact to see
Advertisement

ATLC vs BFH

Header iconATLC vs BFH Comparison
Open Charts ATLC vs BFHBanner chart's image
Atlanticus Holdings
Price$58.54
Change+$1.52 (+2.67%)
Volume$100
Capitalization859.43M
Bread Financial Holdings
Price$58.02
Change-$0.20 (-0.34%)
Volume$100
Capitalization2.72B
ATLC vs BFH Comparison Chart in %
Loading...
ATLC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
BFH
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
ATLC vs. BFH commentary
Aug 11, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ATLC is a Buy and BFH is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Aug 11, 2025
Stock price -- (ATLC: $57.02 vs. BFH: $58.22)
Brand notoriety: ATLC: Not notable vs. BFH: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ATLC: 102% vs. BFH: 63%
Market capitalization -- ATLC: $859.43M vs. BFH: $2.72B
ATLC [@Savings Banks] is valued at $859.43M. BFH’s [@Savings Banks] market capitalization is $2.72B. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ATLC’s FA Score shows that 2 FA rating(s) are green whileBFH’s FA Score has 2 green FA rating(s).

  • ATLC’s FA Score: 2 green, 3 red.
  • BFH’s FA Score: 2 green, 3 red.
According to our system of comparison, ATLC is a better buy in the long-term than BFH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ATLC’s TA Score shows that 6 TA indicator(s) are bullish while BFH’s TA Score has 5 bullish TA indicator(s).

  • ATLC’s TA Score: 6 bullish, 5 bearish.
  • BFH’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, both ATLC and BFH are a good buy in the short-term.

Price Growth

ATLC (@Savings Banks) experienced а +18.74% price change this week, while BFH (@Savings Banks) price change was +1.52% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.14%. For the same industry, the average monthly price growth was +0.48%, and the average quarterly price growth was +20.12%.

Reported Earning Dates

ATLC is expected to report earnings on Nov 06, 2025.

BFH is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Savings Banks (+0.14% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
BFH($2.72B) has a higher market cap than ATLC($859M). ATLC (9.99) and BFH (9.78) have similar P/E ratio . ATLC YTD gains are higher at: 2.223 vs. BFH (-3.573). ATLC has less debt than BFH: ATLC (2.5B) vs BFH (4.23B).
ATLCBFHATLC / BFH
Capitalization859M2.72B32%
EBITDAN/AN/A-
Gain YTD2.223-3.573-62%
P/E Ratio9.999.78102%
Revenue317MN/A-
Total CashN/AN/A-
Total Debt2.5B4.23B59%
FUNDAMENTALS RATINGS
ATLC vs BFH: Fundamental Ratings
ATLC
BFH
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
57
Fair valued
77
Overvalued
PROFIT vs RISK RATING
1..100
5468
SMR RATING
1..100
128
PRICE GROWTH RATING
1..100
4552
P/E GROWTH RATING
1..100
199
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ATLC's Valuation (57) in the Finance Or Rental Or Leasing industry is in the same range as BFH (77) in the Data Processing Services industry. This means that ATLC’s stock grew similarly to BFH’s over the last 12 months.

ATLC's Profit vs Risk Rating (54) in the Finance Or Rental Or Leasing industry is in the same range as BFH (68) in the Data Processing Services industry. This means that ATLC’s stock grew similarly to BFH’s over the last 12 months.

BFH's SMR Rating (8) in the Data Processing Services industry is in the same range as ATLC (12) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to ATLC’s over the last 12 months.

ATLC's Price Growth Rating (45) in the Finance Or Rental Or Leasing industry is in the same range as BFH (52) in the Data Processing Services industry. This means that ATLC’s stock grew similarly to BFH’s over the last 12 months.

BFH's P/E Growth Rating (9) in the Data Processing Services industry is in the same range as ATLC (19) in the Finance Or Rental Or Leasing industry. This means that BFH’s stock grew similarly to ATLC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ATLCBFH
RSI
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
86%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
78%
Bullish Trend 4 days ago
82%
Momentum
ODDS (%)
Bullish Trend 4 days ago
76%
Bearish Trend 4 days ago
72%
MACD
ODDS (%)
Bullish Trend 4 days ago
79%
Bearish Trend 4 days ago
84%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
82%
Bullish Trend 4 days ago
76%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
84%
Bearish Trend 4 days ago
79%
Advances
ODDS (%)
Bullish Trend 6 days ago
84%
Bullish Trend 15 days ago
71%
Declines
ODDS (%)
Bearish Trend 18 days ago
76%
Bearish Trend 5 days ago
78%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
72%
Bullish Trend 4 days ago
69%
Aroon
ODDS (%)
Bullish Trend 4 days ago
75%
Bullish Trend 4 days ago
82%
View a ticker or compare two or three
Interact to see
Advertisement
ATLC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
BFH
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
NRARX50.750.28
+0.55%
Neuberger Berman Quality Equity R3
RIERX13.080.05
+0.38%
RBC International Equity R6
LGLFX56.800.16
+0.28%
Lord Abbett Growth Leaders F
RIVRX35.960.01
+0.03%
Riverbridge Growth Investor
JEEBX16.84-0.07
-0.41%
JHancock Infrastructure A

ATLC and

Correlation & Price change

A.I.dvisor indicates that over the last year, ATLC has been closely correlated with ENVA. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if ATLC jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ATLC
1D Price
Change %
ATLC100%
+14.94%
ENVA - ATLC
67%
Closely correlated
+0.38%
AL - ATLC
66%
Closely correlated
N/A
SYF - ATLC
64%
Loosely correlated
+1.43%
COF - ATLC
64%
Loosely correlated
+0.45%
BFH - ATLC
63%
Loosely correlated
+1.04%
More

BFH and

Correlation & Price change

A.I.dvisor indicates that over the last year, BFH has been closely correlated with SYF. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if BFH jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To BFH
1D Price
Change %
BFH100%
+1.04%
SYF - BFH
86%
Closely correlated
+1.43%
AXP - BFH
76%
Closely correlated
+0.92%
ENVA - BFH
75%
Closely correlated
+0.38%
OMF - BFH
75%
Closely correlated
+0.40%
ALLY - BFH
73%
Closely correlated
+1.43%
More