ALRS
Price
$21.76
Change
-$0.32 (-1.45%)
Updated
Dec 26 closing price
Capitalization
552.65M
32 days until earnings call
Intraday BUY SELL Signals
UBOH
Price
$44.75
Change
-$0.25 (-0.56%)
Updated
Dec 26 closing price
Capitalization
132.74M
Intraday BUY SELL Signals
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ALRS vs UBOH

Header iconALRS vs UBOH Comparison
Open Charts ALRS vs UBOHBanner chart's image
Alerus Financial
Price$21.76
Change-$0.32 (-1.45%)
Volume$36.71K
Capitalization552.65M
United Bancshares
Price$44.75
Change-$0.25 (-0.56%)
Volume$1K
Capitalization132.74M
ALRS vs UBOH Comparison Chart in %
ALRS
Daily Signal:
Gain/Loss:
UBOH
Daily Signal:
Gain/Loss:
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VS
ALRS vs. UBOH commentary
Dec 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALRS is a StrongBuy and UBOH is a Buy.

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COMPARISON
Comparison
Dec 27, 2025
Stock price -- (ALRS: $21.76 vs. UBOH: $44.75)
Brand notoriety: ALRS and UBOH are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ALRS: 48% vs. UBOH: 49%
Market capitalization -- ALRS: $552.65M vs. UBOH: $132.74M
ALRS [@Regional Banks] is valued at $552.65M. UBOH’s [@Regional Banks] market capitalization is $132.74M. The market cap for tickers in the [@Regional Banks] industry ranges from $170.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.63B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALRS’s FA Score shows that 2 FA rating(s) are green whileUBOH’s FA Score has 2 green FA rating(s).

  • ALRS’s FA Score: 2 green, 3 red.
  • UBOH’s FA Score: 2 green, 3 red.
According to our system of comparison, UBOH is a better buy in the long-term than ALRS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALRS’s TA Score shows that 4 TA indicator(s) are bullish while UBOH’s TA Score has 5 bullish TA indicator(s).

  • ALRS’s TA Score: 4 bullish, 6 bearish.
  • UBOH’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, UBOH is a better buy in the short-term than ALRS.

Price Growth

ALRS (@Regional Banks) experienced а -3.97% price change this week, while UBOH (@Regional Banks) price change was +10.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.29%. For the same industry, the average monthly price growth was +3.93%, and the average quarterly price growth was +15.53%.

Reported Earning Dates

ALRS is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (-0.29% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ALRS($553M) has a higher market cap than UBOH($133M). UBOH has higher P/E ratio than ALRS: UBOH (15.87) vs ALRS (11.51). UBOH YTD gains are higher at: 47.691 vs. ALRS (16.517). ALRS has more cash in the bank: 34.9M vs. UBOH (14.4M). UBOH has less debt than ALRS: UBOH (16.8M) vs ALRS (296M). ALRS has higher revenues than UBOH: ALRS (281M) vs UBOH (37.3M).
ALRSUBOHALRS / UBOH
Capitalization553M133M416%
EBITDAN/AN/A-
Gain YTD16.51747.69135%
P/E Ratio11.5115.8773%
Revenue281M37.3M753%
Total Cash34.9M14.4M242%
Total Debt296M16.8M1,762%
FUNDAMENTALS RATINGS
ALRS vs UBOH: Fundamental Ratings
ALRS
UBOH
OUTLOOK RATING
1..100
5892
VALUATION
overvalued / fair valued / undervalued
1..100
30
Undervalued
84
Overvalued
PROFIT vs RISK RATING
1..100
9333
SMR RATING
1..100
3360
PRICE GROWTH RATING
1..100
5337
P/E GROWTH RATING
1..100
10014
SEASONALITY SCORE
1..100
n/a65

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ALRS's Valuation (30) in the null industry is somewhat better than the same rating for UBOH (84) in the Regional Banks industry. This means that ALRS’s stock grew somewhat faster than UBOH’s over the last 12 months.

UBOH's Profit vs Risk Rating (33) in the Regional Banks industry is somewhat better than the same rating for ALRS (93) in the null industry. This means that UBOH’s stock grew somewhat faster than ALRS’s over the last 12 months.

ALRS's SMR Rating (33) in the null industry is in the same range as UBOH (60) in the Regional Banks industry. This means that ALRS’s stock grew similarly to UBOH’s over the last 12 months.

UBOH's Price Growth Rating (37) in the Regional Banks industry is in the same range as ALRS (53) in the null industry. This means that UBOH’s stock grew similarly to ALRS’s over the last 12 months.

UBOH's P/E Growth Rating (14) in the Regional Banks industry is significantly better than the same rating for ALRS (100) in the null industry. This means that UBOH’s stock grew significantly faster than ALRS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ALRSUBOH
RSI
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
28%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
39%
Momentum
ODDS (%)
Bearish Trend 2 days ago
79%
Bullish Trend 2 days ago
54%
MACD
ODDS (%)
Bearish Trend 2 days ago
75%
Bullish Trend 2 days ago
52%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
70%
Bullish Trend 2 days ago
52%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 17 days ago
53%
Bullish Trend 4 days ago
54%
Declines
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 11 days ago
55%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
33%
Aroon
ODDS (%)
Bullish Trend 2 days ago
56%
Bearish Trend 2 days ago
45%
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ALRS
Daily Signal:
Gain/Loss:
UBOH
Daily Signal:
Gain/Loss:
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UBOH and

Correlation & Price change

A.I.dvisor tells us that UBOH and ALRS have been poorly correlated (+26% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that UBOH and ALRS's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBOH
1D Price
Change %
UBOH100%
-0.55%
ALRS - UBOH
26%
Poorly correlated
-1.45%
PCB - UBOH
25%
Poorly correlated
-1.14%
GNTY - UBOH
23%
Poorly correlated
N/A
ORRF - UBOH
23%
Poorly correlated
-0.55%
BCBP - UBOH
23%
Poorly correlated
N/A
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