ALLY
Price
$46.29
Change
-$0.14 (-0.30%)
Updated
Dec 24 closing price
Capitalization
14.26B
27 days until earnings call
Intraday BUY SELL Signals
SYF
Price
$86.06
Change
+$0.49 (+0.57%)
Updated
Dec 24 closing price
Capitalization
31B
29 days until earnings call
Intraday BUY SELL Signals
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ALLY vs SYF

Header iconALLY vs SYF Comparison
Open Charts ALLY vs SYFBanner chart's image
Ally Financial
Price$46.29
Change-$0.14 (-0.30%)
Volume$736.75K
Capitalization14.26B
Synchrony Financial
Price$86.06
Change+$0.49 (+0.57%)
Volume$772.37K
Capitalization31B
ALLY vs SYF Comparison Chart in %
ALLY
Daily Signal:
Gain/Loss:
SYF
Daily Signal:
Gain/Loss:
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VS
ALLY vs. SYF commentary
Dec 25, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALLY is a Buy and SYF is a StrongBuy.

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COMPARISON
Comparison
Dec 25, 2025
Stock price -- (ALLY: $46.29 vs. SYF: $86.06)
Brand notoriety: ALLY: Not notable vs. SYF: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ALLY: 24% vs. SYF: 23%
Market capitalization -- ALLY: $14.26B vs. SYF: $31B
ALLY [@Savings Banks] is valued at $14.26B. SYF’s [@Savings Banks] market capitalization is $31B. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALLY’s FA Score shows that 2 FA rating(s) are green whileSYF’s FA Score has 3 green FA rating(s).

  • ALLY’s FA Score: 2 green, 3 red.
  • SYF’s FA Score: 3 green, 2 red.
According to our system of comparison, SYF is a better buy in the long-term than ALLY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALLY’s TA Score shows that 6 TA indicator(s) are bullish while SYF’s TA Score has 5 bullish TA indicator(s).

  • ALLY’s TA Score: 6 bullish, 4 bearish.
  • SYF’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, ALLY is a better buy in the short-term than SYF.

Price Growth

ALLY (@Savings Banks) experienced а +3.70% price change this week, while SYF (@Savings Banks) price change was +3.40% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.58%. For the same industry, the average monthly price growth was +3.25%, and the average quarterly price growth was +3.81%.

Reported Earning Dates

ALLY is expected to report earnings on Jan 21, 2026.

SYF is expected to report earnings on Jan 23, 2026.

Industries' Descriptions

@Savings Banks (+0.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SYF($31B) has a higher market cap than ALLY($14.3B). ALLY has higher P/E ratio than SYF: ALLY (27.72) vs SYF (9.44). SYF YTD gains are higher at: 34.754 vs. ALLY (32.784). SYF has less debt than ALLY: SYF (14.4B) vs ALLY (20.2B). SYF has higher revenues than ALLY: SYF (15B) vs ALLY (8.65B).
ALLYSYFALLY / SYF
Capitalization14.3B31B46%
EBITDAN/AN/A-
Gain YTD32.78434.75494%
P/E Ratio27.729.44294%
Revenue8.65B15B58%
Total CashN/AN/A-
Total Debt20.2B14.4B140%
FUNDAMENTALS RATINGS
ALLY vs SYF: Fundamental Ratings
ALLY
SYF
OUTLOOK RATING
1..100
2620
VALUATION
overvalued / fair valued / undervalued
1..100
85
Overvalued
98
Overvalued
PROFIT vs RISK RATING
1..100
5619
SMR RATING
1..100
64
PRICE GROWTH RATING
1..100
4111
P/E GROWTH RATING
1..100
938
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ALLY's Valuation (85) in the Finance Or Rental Or Leasing industry is in the same range as SYF (98). This means that ALLY’s stock grew similarly to SYF’s over the last 12 months.

SYF's Profit vs Risk Rating (19) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ALLY (56). This means that SYF’s stock grew somewhat faster than ALLY’s over the last 12 months.

SYF's SMR Rating (4) in the Finance Or Rental Or Leasing industry is in the same range as ALLY (6). This means that SYF’s stock grew similarly to ALLY’s over the last 12 months.

SYF's Price Growth Rating (11) in the Finance Or Rental Or Leasing industry is in the same range as ALLY (41). This means that SYF’s stock grew similarly to ALLY’s over the last 12 months.

ALLY's P/E Growth Rating (9) in the Finance Or Rental Or Leasing industry is in the same range as SYF (38). This means that ALLY’s stock grew similarly to SYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ALLYSYF
RSI
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 2 days ago
69%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
57%
Momentum
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
64%
MACD
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
57%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
70%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
68%
Advances
ODDS (%)
Bullish Trend 3 days ago
70%
Bullish Trend 4 days ago
65%
Declines
ODDS (%)
Bearish Trend 11 days ago
67%
Bearish Trend 11 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
63%
Aroon
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
71%
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ALLY
Daily Signal:
Gain/Loss:
SYF
Daily Signal:
Gain/Loss:
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ALLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, ALLY has been closely correlated with OMF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALLY jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ALLY
1D Price
Change %
ALLY100%
-0.30%
OMF - ALLY
81%
Closely correlated
+0.41%
SYF - ALLY
80%
Closely correlated
+0.57%
AXP - ALLY
79%
Closely correlated
+0.24%
COF - ALLY
76%
Closely correlated
+0.27%
BFH - ALLY
75%
Closely correlated
+0.09%
More

SYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, SYF has been closely correlated with COF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if SYF jumps, then COF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SYF
1D Price
Change %
SYF100%
+0.57%
COF - SYF
87%
Closely correlated
+0.27%
OMF - SYF
86%
Closely correlated
+0.41%
BFH - SYF
86%
Closely correlated
+0.09%
AXP - SYF
85%
Closely correlated
+0.24%
ALLY - SYF
79%
Closely correlated
-0.30%
More