ALLY
Price
$42.28
Change
-$0.68 (-1.58%)
Updated
Jan 30 closing price
Capitalization
13.04B
73 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$22.81
Change
-$1.55 (-6.36%)
Updated
Jan 30 closing price
Capitalization
28.82B
92 days until earnings call
Intraday BUY SELL Signals
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ALLY vs SOFI

Header iconALLY vs SOFI Comparison
Open Charts ALLY vs SOFIBanner chart's image
Ally Financial
Price$42.28
Change-$0.68 (-1.58%)
Volume$4.02M
Capitalization13.04B
SoFi Technologies
Price$22.81
Change-$1.55 (-6.36%)
Volume$131.67M
Capitalization28.82B
ALLY vs SOFI Comparison Chart in %
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VS
ALLY vs. SOFI commentary
Feb 02, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALLY is a Buy and SOFI is a StrongBuy.

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COMPARISON
Comparison
Feb 02, 2026
Stock price -- (ALLY: $42.28 vs. SOFI: $22.81)
Brand notoriety: ALLY and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ALLY: 121% vs. SOFI: 258%
Market capitalization -- ALLY: $13.04B vs. SOFI: $28.82B
ALLY [@Savings Banks] is valued at $13.04B. SOFI’s [@Savings Banks] market capitalization is $28.82B. The market cap for tickers in the [@Savings Banks] industry ranges from $618.95B to $0. The average market capitalization across the [@Savings Banks] industry is $20.74B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALLY’s FA Score shows that 1 FA rating(s) are green whileSOFI’s FA Score has 2 green FA rating(s).

  • ALLY’s FA Score: 1 green, 4 red.
  • SOFI’s FA Score: 2 green, 3 red.
According to our system of comparison, SOFI is a better buy in the long-term than ALLY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALLY’s TA Score shows that 5 TA indicator(s) are bullish while SOFI’s TA Score has 4 bullish TA indicator(s).

  • ALLY’s TA Score: 5 bullish, 5 bearish.
  • SOFI’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both ALLY and SOFI are a good buy in the short-term.

Price Growth

ALLY (@Savings Banks) experienced а +2.85% price change this week, while SOFI (@Savings Banks) price change was -11.76% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -2.06%. For the same industry, the average monthly price growth was -2.22%, and the average quarterly price growth was +3.46%.

Reported Earning Dates

ALLY is expected to report earnings on Apr 16, 2026.

SOFI is expected to report earnings on May 04, 2026.

Industries' Descriptions

@Savings Banks (-2.06% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($28.8B) has a higher market cap than ALLY($13B). SOFI has higher P/E ratio than ALLY: SOFI (58.49) vs ALLY (17.84). ALLY YTD gains are higher at: -6.646 vs. SOFI (-12.872). SOFI has less debt than ALLY: SOFI (2.81B) vs ALLY (20.2B). ALLY has higher revenues than SOFI: ALLY (8.65B) vs SOFI (3.32B).
ALLYSOFIALLY / SOFI
Capitalization13B28.8B45%
EBITDAN/AN/A-
Gain YTD-6.646-12.87252%
P/E Ratio17.8458.4930%
Revenue8.65B3.32B260%
Total CashN/AN/A-
Total Debt20.2B2.81B720%
FUNDAMENTALS RATINGS
ALLY: Fundamental Ratings
ALLY
OUTLOOK RATING
1..100
67
VALUATION
overvalued / fair valued / undervalued
1..100
68
Overvalued
PROFIT vs RISK RATING
1..100
71
SMR RATING
1..100
6
PRICE GROWTH RATING
1..100
54
P/E GROWTH RATING
1..100
73
SEASONALITY SCORE
1..100
85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
ALLYSOFI
RSI
ODDS (%)
Bullish Trend 3 days ago
90%
Bullish Trend 3 days ago
88%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
90%
Momentum
ODDS (%)
Bearish Trend 3 days ago
73%
Bearish Trend 3 days ago
72%
MACD
ODDS (%)
Bearish Trend 3 days ago
76%
Bearish Trend 3 days ago
68%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
71%
Bearish Trend 3 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
68%
Bearish Trend 3 days ago
84%
Advances
ODDS (%)
Bullish Trend 6 days ago
69%
Bullish Trend 11 days ago
84%
Declines
ODDS (%)
Bearish Trend 10 days ago
67%
Bearish Trend 3 days ago
82%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
81%
Aroon
ODDS (%)
Bullish Trend 3 days ago
71%
N/A
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ALLY
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
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ALLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, ALLY has been closely correlated with OMF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALLY jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ALLY
1D Price
Change %
ALLY100%
-1.58%
OMF - ALLY
81%
Closely correlated
-0.85%
AXP - ALLY
79%
Closely correlated
-1.77%
SYF - ALLY
78%
Closely correlated
-1.01%
COF - ALLY
74%
Closely correlated
-0.17%
BFH - ALLY
73%
Closely correlated
-0.67%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with AFRM. These tickers have moved in lockstep 66% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then AFRM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-6.36%
AFRM - SOFI
66%
Loosely correlated
-3.98%
OMF - SOFI
64%
Loosely correlated
-0.85%
AL - SOFI
62%
Loosely correlated
+0.19%
UPST - SOFI
61%
Loosely correlated
-5.49%
ALLY - SOFI
60%
Loosely correlated
-1.58%
More