ALLY
Price
$46.29
Change
-$0.14 (-0.30%)
Updated
Dec 24 closing price
Capitalization
14.26B
27 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$27.48
Change
+$0.29 (+1.07%)
Updated
Dec 24 closing price
Capitalization
34.64B
39 days until earnings call
Intraday BUY SELL Signals
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ALLY vs SOFI

Header iconALLY vs SOFI Comparison
Open Charts ALLY vs SOFIBanner chart's image
Ally Financial
Price$46.29
Change-$0.14 (-0.30%)
Volume$736.75K
Capitalization14.26B
SoFi Technologies
Price$27.48
Change+$0.29 (+1.07%)
Volume$14.42M
Capitalization34.64B
ALLY vs SOFI Comparison Chart in %
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VS
ALLY vs. SOFI commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALLY is a Buy and SOFI is a Hold.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (ALLY: $46.29 vs. SOFI: $27.48)
Brand notoriety: ALLY and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ALLY: 24% vs. SOFI: 21%
Market capitalization -- ALLY: $14.26B vs. SOFI: $34.64B
ALLY [@Savings Banks] is valued at $14.26B. SOFI’s [@Savings Banks] market capitalization is $34.64B. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALLY’s FA Score shows that 2 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • ALLY’s FA Score: 2 green, 3 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, ALLY is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALLY’s TA Score shows that 6 TA indicator(s) are bullish while SOFI’s TA Score has 3 bullish TA indicator(s).

  • ALLY’s TA Score: 6 bullish, 4 bearish.
  • SOFI’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, ALLY is a better buy in the short-term than SOFI.

Price Growth

ALLY (@Savings Banks) experienced а +3.70% price change this week, while SOFI (@Savings Banks) price change was +8.75% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.58%. For the same industry, the average monthly price growth was +3.25%, and the average quarterly price growth was +3.81%.

Reported Earning Dates

ALLY is expected to report earnings on Jan 21, 2026.

SOFI is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Savings Banks (+0.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($34.6B) has a higher market cap than ALLY($14.3B). SOFI has higher P/E ratio than ALLY: SOFI (49.07) vs ALLY (27.72). SOFI YTD gains are higher at: 78.442 vs. ALLY (32.784). SOFI has less debt than ALLY: SOFI (2.81B) vs ALLY (20.2B). ALLY has higher revenues than SOFI: ALLY (8.65B) vs SOFI (3.32B).
ALLYSOFIALLY / SOFI
Capitalization14.3B34.6B41%
EBITDAN/AN/A-
Gain YTD32.78478.44242%
P/E Ratio27.7249.0756%
Revenue8.65B3.32B260%
Total CashN/AN/A-
Total Debt20.2B2.81B720%
FUNDAMENTALS RATINGS
ALLY: Fundamental Ratings
ALLY
OUTLOOK RATING
1..100
26
VALUATION
overvalued / fair valued / undervalued
1..100
85
Overvalued
PROFIT vs RISK RATING
1..100
56
SMR RATING
1..100
6
PRICE GROWTH RATING
1..100
41
P/E GROWTH RATING
1..100
9
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
ALLYSOFI
RSI
ODDS (%)
Bearish Trend 2 days ago
76%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
70%
Bearish Trend 2 days ago
81%
Momentum
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
85%
MACD
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
82%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
83%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
83%
Advances
ODDS (%)
Bullish Trend 3 days ago
70%
Bullish Trend 4 days ago
84%
Declines
ODDS (%)
Bearish Trend 11 days ago
67%
Bearish Trend 17 days ago
81%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
85%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
66%
N/A
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ALLY
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
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ALLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, ALLY has been closely correlated with OMF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALLY jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ALLY
1D Price
Change %
ALLY100%
-0.30%
OMF - ALLY
81%
Closely correlated
+0.41%
SYF - ALLY
80%
Closely correlated
+0.57%
AXP - ALLY
79%
Closely correlated
+0.24%
COF - ALLY
76%
Closely correlated
+0.27%
BFH - ALLY
75%
Closely correlated
+0.09%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with OMF. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
+1.07%
OMF - SOFI
64%
Loosely correlated
+0.41%
SYF - SOFI
62%
Loosely correlated
+0.57%
AL - SOFI
62%
Loosely correlated
+0.08%
UPST - SOFI
61%
Loosely correlated
-1.40%
ALLY - SOFI
60%
Loosely correlated
-0.30%
More