ALLY
Price
$43.25
Change
+$1.19 (+2.83%)
Updated
Feb 4, 02:21 PM (EDT)
Capitalization
12.98B
71 days until earnings call
Intraday BUY SELL Signals
JCAP
Price
$21.27
Change
+$0.08 (+0.38%)
Updated
Feb 4, 02:53 PM (EDT)
Capitalization
1.3B
21 days until earnings call
Intraday BUY SELL Signals
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ALLY vs JCAP

Header iconALLY vs JCAP Comparison
Open Charts ALLY vs JCAPBanner chart's image
Ally Financial
Price$43.25
Change+$1.19 (+2.83%)
Volume$1.72K
Capitalization12.98B
Jefferson Capital
Price$21.27
Change+$0.08 (+0.38%)
Volume$144
Capitalization1.3B
ALLY vs JCAP Comparison Chart in %
ALLY
Daily Signal:
Gain/Loss:
JCAP
Daily Signal:
Gain/Loss:
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VS
ALLY vs. JCAP commentary
Feb 04, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALLY is a Buy and JCAP is a StrongBuy.

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COMPARISON
Comparison
Feb 04, 2026
Stock price -- (ALLY: $42.06 vs. JCAP: $21.19)
Brand notoriety: ALLY and JCAP are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ALLY: 108% vs. JCAP: 114%
Market capitalization -- ALLY: $12.98B vs. JCAP: $1.3B
ALLY [@Savings Banks] is valued at $12.98B. JCAP’s [@Savings Banks] market capitalization is $1.3B. The market cap for tickers in the [@Savings Banks] industry ranges from $632.61B to $0. The average market capitalization across the [@Savings Banks] industry is $20.89B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALLY’s FA Score shows that 1 FA rating(s) are green whileJCAP’s FA Score has 2 green FA rating(s).

  • ALLY’s FA Score: 1 green, 4 red.
  • JCAP’s FA Score: 2 green, 3 red.
According to our system of comparison, JCAP is a better buy in the long-term than ALLY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALLY’s TA Score shows that 5 TA indicator(s) are bullish while JCAP’s TA Score has 4 bullish TA indicator(s).

  • ALLY’s TA Score: 5 bullish, 5 bearish.
  • JCAP’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, JCAP is a better buy in the short-term than ALLY.

Price Growth

ALLY (@Savings Banks) experienced а -1.23% price change this week, while JCAP (@Savings Banks) price change was -5.86% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.58%. For the same industry, the average monthly price growth was -5.47%, and the average quarterly price growth was +1.21%.

Reported Earning Dates

ALLY is expected to report earnings on Apr 16, 2026.

JCAP is expected to report earnings on Feb 25, 2026.

Industries' Descriptions

@Savings Banks (-1.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ALLY($13B) has a higher market cap than JCAP($1.3B). ALLY has higher P/E ratio than JCAP: ALLY (17.74) vs JCAP (8.86). JCAP YTD gains are higher at: -5.148 vs. ALLY (-6.468). JCAP has less debt than ALLY: JCAP (1.19B) vs ALLY (20.2B). ALLY has higher revenues than JCAP: ALLY (8.65B) vs JCAP (577M).
ALLYJCAPALLY / JCAP
Capitalization13B1.3B1,000%
EBITDAN/A219M-
Gain YTD-6.468-5.148126%
P/E Ratio17.748.86200%
Revenue8.65B577M1,499%
Total CashN/A42.3M-
Total Debt20.2B1.19B1,702%
FUNDAMENTALS RATINGS
ALLY vs JCAP: Fundamental Ratings
ALLY
JCAP
OUTLOOK RATING
1..100
6523
VALUATION
overvalued / fair valued / undervalued
1..100
66
Overvalued
44
Fair valued
PROFIT vs RISK RATING
1..100
7447
SMR RATING
1..100
629
PRICE GROWTH RATING
1..100
5551
P/E GROWTH RATING
1..100
6933
SEASONALITY SCORE
1..100
7560

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

JCAP's Valuation (44) in the Real Estate Development industry is in the same range as ALLY (66) in the Finance Or Rental Or Leasing industry. This means that JCAP’s stock grew similarly to ALLY’s over the last 12 months.

JCAP's Profit vs Risk Rating (47) in the Real Estate Development industry is in the same range as ALLY (74) in the Finance Or Rental Or Leasing industry. This means that JCAP’s stock grew similarly to ALLY’s over the last 12 months.

ALLY's SMR Rating (6) in the Finance Or Rental Or Leasing industry is in the same range as JCAP (29) in the Real Estate Development industry. This means that ALLY’s stock grew similarly to JCAP’s over the last 12 months.

JCAP's Price Growth Rating (51) in the Real Estate Development industry is in the same range as ALLY (55) in the Finance Or Rental Or Leasing industry. This means that JCAP’s stock grew similarly to ALLY’s over the last 12 months.

JCAP's P/E Growth Rating (33) in the Real Estate Development industry is somewhat better than the same rating for ALLY (69) in the Finance Or Rental Or Leasing industry. This means that JCAP’s stock grew somewhat faster than ALLY’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ALLYJCAP
RSI
ODDS (%)
Bullish Trend 2 days ago
65%
Bearish Trend 3 days ago
67%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
79%
Bullish Trend 2 days ago
90%
Momentum
ODDS (%)
Bearish Trend 2 days ago
80%
Bearish Trend 2 days ago
50%
MACD
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 2 days ago
90%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
60%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
31%
Advances
ODDS (%)
Bullish Trend 9 days ago
69%
Bullish Trend 3 days ago
85%
Declines
ODDS (%)
Bearish Trend 13 days ago
67%
Bearish Trend 7 days ago
50%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
90%
Aroon
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
90%
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ALLY
Daily Signal:
Gain/Loss:
JCAP
Daily Signal:
Gain/Loss:
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ALLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, ALLY has been closely correlated with OMF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALLY jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ALLY
1D Price
Change %
ALLY100%
-0.24%
OMF - ALLY
81%
Closely correlated
-1.94%
SYF - ALLY
78%
Closely correlated
+0.52%
COF - ALLY
75%
Closely correlated
-0.15%
BFH - ALLY
74%
Closely correlated
+3.22%
ENVA - ALLY
74%
Closely correlated
-7.72%
More

JCAP and

Correlation & Price change

A.I.dvisor tells us that JCAP and FINV have been poorly correlated (+24% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that JCAP and FINV's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To JCAP
1D Price
Change %
JCAP100%
-2.22%
FINV - JCAP
24%
Poorly correlated
-2.52%
PRAA - JCAP
20%
Poorly correlated
-6.84%
ENVA - JCAP
17%
Poorly correlated
-7.72%
PYPL - JCAP
14%
Poorly correlated
-20.31%
ALLY - JCAP
14%
Poorly correlated
-0.24%
More