ALLY
Price
$44.22
Change
+$0.35 (+0.80%)
Updated
Jan 15, 11:09 AM (EDT)
Capitalization
13.51B
6 days until earnings call
Intraday BUY SELL Signals
ENVA
Price
$159.74
Change
-$0.16 (-0.10%)
Updated
Jan 15, 11:25 AM (EDT)
Capitalization
3.95B
12 days until earnings call
Intraday BUY SELL Signals
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ALLY vs ENVA

Header iconALLY vs ENVA Comparison
Open Charts ALLY vs ENVABanner chart's image
Ally Financial
Price$44.22
Change+$0.35 (+0.80%)
Volume$852
Capitalization13.51B
Enova International
Price$159.74
Change-$0.16 (-0.10%)
Volume$650
Capitalization3.95B
ALLY vs ENVA Comparison Chart in %
ALLY
Daily Signal:
Gain/Loss:
ENVA
Daily Signal:
Gain/Loss:
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VS
ALLY vs. ENVA commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ALLY is a Hold and ENVA is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (ALLY: $43.87 vs. ENVA: $159.90)
Brand notoriety: ALLY and ENVA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: ALLY: 99% vs. ENVA: 102%
Market capitalization -- ALLY: $13.51B vs. ENVA: $3.95B
ALLY [@Savings Banks] is valued at $13.51B. ENVA’s [@Savings Banks] market capitalization is $3.95B. The market cap for tickers in the [@Savings Banks] industry ranges from $634.65B to $0. The average market capitalization across the [@Savings Banks] industry is $21.95B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ALLY’s FA Score shows that 2 FA rating(s) are green whileENVA’s FA Score has 1 green FA rating(s).

  • ALLY’s FA Score: 2 green, 3 red.
  • ENVA’s FA Score: 1 green, 4 red.
According to our system of comparison, both ALLY and ENVA are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ALLY’s TA Score shows that 4 TA indicator(s) are bullish while ENVA’s TA Score has 4 bullish TA indicator(s).

  • ALLY’s TA Score: 4 bullish, 4 bearish.
  • ENVA’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, both ALLY and ENVA are a good buy in the short-term.

Price Growth

ALLY (@Savings Banks) experienced а -5.76% price change this week, while ENVA (@Savings Banks) price change was -2.08% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.13%. For the same industry, the average monthly price growth was -0.86%, and the average quarterly price growth was +1.72%.

Reported Earning Dates

ALLY is expected to report earnings on Jan 21, 2026.

ENVA is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Savings Banks (-1.13% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ALLY($13.5B) has a higher market cap than ENVA($3.95B). ALLY has higher P/E ratio than ENVA: ALLY (26.27) vs ENVA (14.78). ENVA YTD gains are higher at: 1.718 vs. ALLY (-3.135). ENVA has less debt than ALLY: ENVA (4.14B) vs ALLY (20.2B). ALLY has higher revenues than ENVA: ALLY (8.65B) vs ENVA (3.04B).
ALLYENVAALLY / ENVA
Capitalization13.5B3.95B342%
EBITDAN/A424M-
Gain YTD-3.1351.718-183%
P/E Ratio26.2714.78178%
Revenue8.65B3.04B284%
Total CashN/A53.6M-
Total Debt20.2B4.14B488%
FUNDAMENTALS RATINGS
ALLY vs ENVA: Fundamental Ratings
ALLY
ENVA
OUTLOOK RATING
1..100
6970
VALUATION
overvalued / fair valued / undervalued
1..100
84
Overvalued
75
Overvalued
PROFIT vs RISK RATING
1..100
665
SMR RATING
1..100
640
PRICE GROWTH RATING
1..100
4940
P/E GROWTH RATING
1..100
1063
SEASONALITY SCORE
1..100
7590

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ENVA's Valuation (75) in the Finance Or Rental Or Leasing industry is in the same range as ALLY (84). This means that ENVA’s stock grew similarly to ALLY’s over the last 12 months.

ENVA's Profit vs Risk Rating (5) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ALLY (66). This means that ENVA’s stock grew somewhat faster than ALLY’s over the last 12 months.

ALLY's SMR Rating (6) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (40). This means that ALLY’s stock grew somewhat faster than ENVA’s over the last 12 months.

ENVA's Price Growth Rating (40) in the Finance Or Rental Or Leasing industry is in the same range as ALLY (49). This means that ENVA’s stock grew similarly to ALLY’s over the last 12 months.

ALLY's P/E Growth Rating (10) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for ENVA (63). This means that ALLY’s stock grew somewhat faster than ENVA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ALLYENVA
RSI
ODDS (%)
Bearish Trend 1 day ago
72%
Bearish Trend 1 day ago
75%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
82%
Bullish Trend 1 day ago
68%
Momentum
ODDS (%)
Bearish Trend 1 day ago
73%
Bullish Trend 1 day ago
74%
MACD
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
68%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
66%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
68%
Bullish Trend 1 day ago
70%
Advances
ODDS (%)
Bullish Trend 11 days ago
70%
Bullish Trend 8 days ago
75%
Declines
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
66%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
81%
Bearish Trend 1 day ago
68%
Aroon
ODDS (%)
Bullish Trend 1 day ago
65%
Bullish Trend 1 day ago
59%
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ALLY
Daily Signal:
Gain/Loss:
ENVA
Daily Signal:
Gain/Loss:
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ALLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, ALLY has been closely correlated with OMF. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if ALLY jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ALLY
1D Price
Change %
ALLY100%
+0.30%
OMF - ALLY
81%
Closely correlated
-0.41%
AXP - ALLY
80%
Closely correlated
+0.07%
SYF - ALLY
79%
Closely correlated
-0.31%
COF - ALLY
76%
Closely correlated
+1.30%
BFH - ALLY
74%
Closely correlated
-1.13%
More

ENVA and

Correlation & Price change

A.I.dvisor indicates that over the last year, ENVA has been closely correlated with OMF. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if ENVA jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ENVA
1D Price
Change %
ENVA100%
+1.42%
OMF - ENVA
78%
Closely correlated
-0.41%
COF - ENVA
76%
Closely correlated
+1.30%
ALLY - ENVA
74%
Closely correlated
+0.30%
AXP - ENVA
73%
Closely correlated
+0.07%
SYF - ENVA
72%
Closely correlated
-0.31%
More