AFRM
Price
$52.57
Change
+$0.82 (+1.58%)
Updated
May 16 closing price
Capitalization
11.43B
96 days until earnings call
CPAY
Price
$348.78
Change
+$1.57 (+0.45%)
Updated
May 16 closing price
Capitalization
21.98B
81 days until earnings call
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AFRM vs CPAY

Header iconAFRM vs CPAY Comparison
Open Charts AFRM vs CPAYBanner chart's image
Affirm Holdings
Price$52.57
Change+$0.82 (+1.58%)
Volume$6.08M
Capitalization11.43B
Corpay
Price$348.78
Change+$1.57 (+0.45%)
Volume$436.92K
Capitalization21.98B
AFRM vs CPAY Comparison Chart
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AFRM
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
CPAY
Daily Signalchanged days ago
Gain/Loss if bought
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AFRM vs. CPAY commentary
May 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is AFRM is a Hold and CPAY is a Hold.

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COMPARISON
Comparison
May 17, 2025
Stock price -- (AFRM: $52.57 vs. CPAY: $348.78)
Brand notoriety: AFRM and CPAY are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: AFRM: 65% vs. CPAY: 89%
Market capitalization -- AFRM: $11.43B vs. CPAY: $21.98B
AFRM [@Packaged Software] is valued at $11.43B. CPAY’s [@Packaged Software] market capitalization is $21.98B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Packaged Software] industry is $12.47B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

AFRM’s FA Score shows that 0 FA rating(s) are green whileCPAY’s FA Score has 2 green FA rating(s).

  • AFRM’s FA Score: 0 green, 5 red.
  • CPAY’s FA Score: 2 green, 3 red.
According to our system of comparison, CPAY is a better buy in the long-term than AFRM.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

AFRM’s TA Score shows that 6 TA indicator(s) are bullish while CPAY’s TA Score has 6 bullish TA indicator(s).

  • AFRM’s TA Score: 6 bullish, 5 bearish.
  • CPAY’s TA Score: 6 bullish, 5 bearish.
According to our system of comparison, both AFRM and CPAY are a good buy in the short-term.

Price Growth

AFRM (@Packaged Software) experienced а +13.27% price change this week, while CPAY (@Packaged Software) price change was +6.57% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +3.85%. For the same industry, the average monthly price growth was +16.04%, and the average quarterly price growth was +54.94%.

Reported Earning Dates

AFRM is expected to report earnings on Aug 21, 2025.

CPAY is expected to report earnings on Aug 06, 2025.

Industries' Descriptions

@Packaged Software (+3.85% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CPAY($22B) has a higher market cap than AFRM($11.4B). CPAY YTD gains are higher at: 3.061 vs. AFRM (-13.678). CPAY has higher annual earnings (EBITDA): 2.01B vs. AFRM (-322M). AFRM has more cash in the bank: 1.95B vs. CPAY (1.39B). AFRM has less debt than CPAY: AFRM (6.24B) vs CPAY (6.72B). CPAY has higher revenues than AFRM: CPAY (3.76B) vs AFRM (1.91B).
AFRMCPAYAFRM / CPAY
Capitalization11.4B22B52%
EBITDA-322M2.01B-16%
Gain YTD-13.6783.061-447%
P/E RatioN/A23.17-
Revenue1.91B3.76B51%
Total Cash1.95B1.39B140%
Total Debt6.24B6.72B93%
FUNDAMENTALS RATINGS
CPAY: Fundamental Ratings
CPAY
OUTLOOK RATING
1..100
11
VALUATION
overvalued / fair valued / undervalued
1..100
67
Overvalued
PROFIT vs RISK RATING
1..100
36
SMR RATING
1..100
32
PRICE GROWTH RATING
1..100
50
P/E GROWTH RATING
1..100
31
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
AFRMCPAY
RSI
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
70%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
57%
Momentum
ODDS (%)
Bullish Trend 2 days ago
86%
Bullish Trend 2 days ago
68%
MACD
ODDS (%)
Bullish Trend 5 days ago
90%
Bullish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
85%
Bullish Trend 2 days ago
64%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
85%
Bullish Trend 2 days ago
62%
Advances
ODDS (%)
Bullish Trend 4 days ago
83%
Bullish Trend 5 days ago
64%
Declines
ODDS (%)
Bearish Trend 12 days ago
88%
Bearish Trend 3 days ago
67%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 2 days ago
61%
Aroon
ODDS (%)
Bullish Trend 2 days ago
83%
Bullish Trend 2 days ago
60%
View a ticker or compare two or three
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AFRM
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
CPAY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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AFRM and

Correlation & Price change

A.I.dvisor indicates that over the last year, AFRM has been loosely correlated with XYZ. These tickers have moved in lockstep 56% of the time. This A.I.-generated data suggests there is some statistical probability that if AFRM jumps, then XYZ could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To AFRM
1D Price
Change %
AFRM100%
+1.58%
XYZ - AFRM
56%
Loosely correlated
+1.14%
SHOP - AFRM
54%
Loosely correlated
+0.49%
NET - AFRM
54%
Loosely correlated
+2.87%
PGY - AFRM
49%
Loosely correlated
+1.85%
CPAY - AFRM
49%
Loosely correlated
+0.45%
More

CPAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPAY has been loosely correlated with WEX. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if CPAY jumps, then WEX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPAY
1D Price
Change %
CPAY100%
+0.45%
WEX - CPAY
63%
Loosely correlated
+1.57%
SSNC - CPAY
61%
Loosely correlated
+0.11%
EEFT - CPAY
61%
Loosely correlated
+1.42%
PCOR - CPAY
59%
Loosely correlated
-0.49%
DOX - CPAY
59%
Loosely correlated
+0.77%
More