ACT
Price
$37.58
Change
-$0.06 (-0.16%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
5.43B
88 days until earnings call
Intraday BUY SELL Signals
NMIH
Price
$37.22
Change
-$0.33 (-0.88%)
Updated
Nov 13 closing price
Capitalization
2.86B
95 days until earnings call
Intraday BUY SELL Signals
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ACT vs NMIH

Header iconACT vs NMIH Comparison
Open Charts ACT vs NMIHBanner chart's image
Enact Holdings
Price$37.58
Change-$0.06 (-0.16%)
Volume$3.17K
Capitalization5.43B
NMI Holdings
Price$37.22
Change-$0.33 (-0.88%)
Volume$355.74K
Capitalization2.86B
ACT vs NMIH Comparison Chart in %
ACT
Daily Signal:
Gain/Loss:
NMIH
Daily Signal:
Gain/Loss:
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ACT vs. NMIH commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ACT is a Buy and NMIH is a Hold.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (ACT: $37.64 vs. NMIH: $37.55)
Brand notoriety: ACT and NMIH are both not notable
Both companies represent the Specialty Insurance industry
Current volume relative to the 65-day Moving Average: ACT: 60% vs. NMIH: 120%
Market capitalization -- ACT: $5.43B vs. NMIH: $2.86B
ACT [@Specialty Insurance] is valued at $5.43B. NMIH’s [@Specialty Insurance] market capitalization is $2.86B. The market cap for tickers in the [@Specialty Insurance] industry ranges from $15.89B to $0. The average market capitalization across the [@Specialty Insurance] industry is $3.61B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ACT’s FA Score shows that 1 FA rating(s) are green whileNMIH’s FA Score has 0 green FA rating(s).

  • ACT’s FA Score: 1 green, 4 red.
  • NMIH’s FA Score: 0 green, 5 red.
According to our system of comparison, ACT is a better buy in the long-term than NMIH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ACT’s TA Score shows that 5 TA indicator(s) are bullish while NMIH’s TA Score has 4 bullish TA indicator(s).

  • ACT’s TA Score: 5 bullish, 4 bearish.
  • NMIH’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, ACT is a better buy in the short-term than NMIH.

Price Growth

ACT (@Specialty Insurance) experienced а +4.76% price change this week, while NMIH (@Specialty Insurance) price change was +1.95% for the same time period.

The average weekly price growth across all stocks in the @Specialty Insurance industry was +3.13%. For the same industry, the average monthly price growth was +3.31%, and the average quarterly price growth was +8.82%.

Reported Earning Dates

ACT is expected to report earnings on Feb 10, 2026.

NMIH is expected to report earnings on Feb 17, 2026.

Industries' Descriptions

@Specialty Insurance (+3.13% weekly)

Specialty insurance typically caters to niche-markets, and covers items that are special or unique and/or items that are not typically covered under other insurance policies. Restoration or purchase of a one-of-a-kind collector’s item, high-value home, recreational vehicles, sailboat or even jet skis, horses and farms, all-terrain vehicle, funerals, museums and fine art collections are some examples– one or more of which are covered by a specialty insurance provider. In some cases, a specialty insurance could also complement someone’s existing auto, home and umbrella policies. Markel Corp, for Fidelity National Financial, Inc., Assurant, Inc. and Athene Holding Ltd. are examples of specialty insurance providers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ACT($5.43B) has a higher market cap than NMIH($2.86B). ACT has higher P/E ratio than NMIH: ACT (8.62) vs NMIH (7.77). ACT YTD gains are higher at: 18.233 vs. NMIH (2.149). ACT has more cash in the bank: 2.22B vs. NMIH (461M). NMIH has less debt than ACT: NMIH (416M) vs ACT (744M). ACT has higher revenues than NMIH: ACT (1.23B) vs NMIH (680M).
ACTNMIHACT / NMIH
Capitalization5.43B2.86B190%
EBITDAN/AN/A-
Gain YTD18.2332.149848%
P/E Ratio8.627.77111%
Revenue1.23B680M180%
Total Cash2.22B461M480%
Total Debt744M416M179%
FUNDAMENTALS RATINGS
ACT vs NMIH: Fundamental Ratings
ACT
NMIH
OUTLOOK RATING
1..100
2219
VALUATION
overvalued / fair valued / undervalued
1..100
64
Fair valued
88
Overvalued
PROFIT vs RISK RATING
1..100
2436
SMR RATING
1..100
7757
PRICE GROWTH RATING
1..100
5155
P/E GROWTH RATING
1..100
3457
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ACT's Valuation (64) in the null industry is in the same range as NMIH (88) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

ACT's Profit vs Risk Rating (24) in the null industry is in the same range as NMIH (36) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

NMIH's SMR Rating (57) in the Property Or Casualty Insurance industry is in the same range as ACT (77) in the null industry. This means that NMIH’s stock grew similarly to ACT’s over the last 12 months.

ACT's Price Growth Rating (51) in the null industry is in the same range as NMIH (55) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

ACT's P/E Growth Rating (34) in the null industry is in the same range as NMIH (57) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ACTNMIH
RSI
ODDS (%)
Bullish Trend 2 days ago
50%
Bullish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
49%
Bearish Trend 2 days ago
63%
Momentum
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
69%
MACD
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
43%
Bullish Trend 2 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
42%
Bullish Trend 2 days ago
62%
Advances
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 3 days ago
67%
Declines
ODDS (%)
Bearish Trend 17 days ago
51%
Bearish Trend 8 days ago
57%
BollingerBands
ODDS (%)
N/A
Bearish Trend 2 days ago
58%
Aroon
ODDS (%)
Bearish Trend 2 days ago
42%
Bearish Trend 2 days ago
56%
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ACT
Daily Signal:
Gain/Loss:
NMIH
Daily Signal:
Gain/Loss:
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ACT and

Correlation & Price change

A.I.dvisor indicates that over the last year, ACT has been closely correlated with MTG. These tickers have moved in lockstep 79% of the time. This A.I.-generated data suggests there is a high statistical probability that if ACT jumps, then MTG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ACT
1D Price
Change %
ACT100%
+0.05%
MTG - ACT
79%
Closely correlated
-0.04%
ESNT - ACT
69%
Closely correlated
-0.89%
RDN - ACT
63%
Loosely correlated
-0.25%
NMIH - ACT
61%
Loosely correlated
-0.48%
FNF - ACT
61%
Loosely correlated
-0.36%
More

NMIH and

Correlation & Price change

A.I.dvisor indicates that over the last year, NMIH has been closely correlated with MTG. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if NMIH jumps, then MTG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NMIH
1D Price
Change %
NMIH100%
-0.48%
MTG - NMIH
82%
Closely correlated
-0.04%
RDN - NMIH
74%
Closely correlated
-0.25%
ACT - NMIH
73%
Closely correlated
+0.05%
ESNT - NMIH
70%
Closely correlated
-0.89%
FNF - NMIH
62%
Loosely correlated
-0.36%
More