ACT
Price
$38.60
Change
+$0.30 (+0.78%)
Updated
Jan 15, 11:06 AM (EDT)
Capitalization
5.53B
19 days until earnings call
Intraday BUY SELL Signals
NMIH
Price
$37.47
Change
+$0.42 (+1.13%)
Updated
Jan 15, 11:55 AM (EDT)
Capitalization
2.85B
26 days until earnings call
Intraday BUY SELL Signals
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ACT vs NMIH

Header iconACT vs NMIH Comparison
Open Charts ACT vs NMIHBanner chart's image
Enact Holdings
Price$38.60
Change+$0.30 (+0.78%)
Volume$235
Capitalization5.53B
NMI Holdings
Price$37.47
Change+$0.42 (+1.13%)
Volume$200
Capitalization2.85B
ACT vs NMIH Comparison Chart in %
ACT
Daily Signal:
Gain/Loss:
NMIH
Daily Signal:
Gain/Loss:
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VS
ACT vs. NMIH commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ACT is a Hold and NMIH is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (ACT: $38.30 vs. NMIH: $37.05)
Brand notoriety: ACT and NMIH are both not notable
Both companies represent the Specialty Insurance industry
Current volume relative to the 65-day Moving Average: ACT: 134% vs. NMIH: 211%
Market capitalization -- ACT: $5.53B vs. NMIH: $2.85B
ACT [@Specialty Insurance] is valued at $5.53B. NMIH’s [@Specialty Insurance] market capitalization is $2.85B. The market cap for tickers in the [@Specialty Insurance] industry ranges from $14.09B to $0. The average market capitalization across the [@Specialty Insurance] industry is $3.43B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ACT’s FA Score shows that 2 FA rating(s) are green whileNMIH’s FA Score has 0 green FA rating(s).

  • ACT’s FA Score: 2 green, 3 red.
  • NMIH’s FA Score: 0 green, 5 red.
According to our system of comparison, ACT is a better buy in the long-term than NMIH.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ACT’s TA Score shows that 4 TA indicator(s) are bullish while NMIH’s TA Score has 6 bullish TA indicator(s).

  • ACT’s TA Score: 4 bullish, 5 bearish.
  • NMIH’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, NMIH is a better buy in the short-term than ACT.

Price Growth

ACT (@Specialty Insurance) experienced а -3.79% price change this week, while NMIH (@Specialty Insurance) price change was -7.10% for the same time period.

The average weekly price growth across all stocks in the @Specialty Insurance industry was -1.78%. For the same industry, the average monthly price growth was -2.91%, and the average quarterly price growth was +3.10%.

Reported Earning Dates

ACT is expected to report earnings on Feb 03, 2026.

NMIH is expected to report earnings on Feb 10, 2026.

Industries' Descriptions

@Specialty Insurance (-1.78% weekly)

Specialty insurance typically caters to niche-markets, and covers items that are special or unique and/or items that are not typically covered under other insurance policies. Restoration or purchase of a one-of-a-kind collector’s item, high-value home, recreational vehicles, sailboat or even jet skis, horses and farms, all-terrain vehicle, funerals, museums and fine art collections are some examples– one or more of which are covered by a specialty insurance provider. In some cases, a specialty insurance could also complement someone’s existing auto, home and umbrella policies. Markel Corp, for Fidelity National Financial, Inc., Assurant, Inc. and Athene Holding Ltd. are examples of specialty insurance providers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ACT($5.53B) has a higher market cap than NMIH($2.85B). ACT has higher P/E ratio than NMIH: ACT (8.79) vs NMIH (7.74). ACT YTD gains are higher at: -3.380 vs. NMIH (-9.169). ACT has more cash in the bank: 2.28B vs. NMIH (506M). NMIH has less debt than ACT: NMIH (417M) vs ACT (744M). ACT has higher revenues than NMIH: ACT (1.23B) vs NMIH (692M).
ACTNMIHACT / NMIH
Capitalization5.53B2.85B194%
EBITDAN/AN/A-
Gain YTD-3.380-9.16937%
P/E Ratio8.797.74114%
Revenue1.23B692M177%
Total Cash2.28B506M451%
Total Debt744M417M178%
FUNDAMENTALS RATINGS
ACT vs NMIH: Fundamental Ratings
ACT
NMIH
OUTLOOK RATING
1..100
6270
VALUATION
overvalued / fair valued / undervalued
1..100
65
Fair valued
89
Overvalued
PROFIT vs RISK RATING
1..100
1842
SMR RATING
1..100
7860
PRICE GROWTH RATING
1..100
5361
P/E GROWTH RATING
1..100
3159
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ACT's Valuation (65) in the null industry is in the same range as NMIH (89) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

ACT's Profit vs Risk Rating (18) in the null industry is in the same range as NMIH (42) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

NMIH's SMR Rating (60) in the Property Or Casualty Insurance industry is in the same range as ACT (78) in the null industry. This means that NMIH’s stock grew similarly to ACT’s over the last 12 months.

ACT's Price Growth Rating (53) in the null industry is in the same range as NMIH (61) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

ACT's P/E Growth Rating (31) in the null industry is in the same range as NMIH (59) in the Property Or Casualty Insurance industry. This means that ACT’s stock grew similarly to NMIH’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ACTNMIH
RSI
ODDS (%)
Bearish Trend 1 day ago
59%
Bullish Trend 1 day ago
88%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
70%
Bullish Trend 1 day ago
74%
Momentum
ODDS (%)
Bearish Trend 1 day ago
48%
Bearish Trend 1 day ago
59%
MACD
ODDS (%)
Bearish Trend 1 day ago
68%
Bearish Trend 1 day ago
65%
TrendWeek
ODDS (%)
Bearish Trend 1 day ago
48%
Bearish Trend 1 day ago
54%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
45%
Bearish Trend 1 day ago
56%
Advances
ODDS (%)
Bullish Trend 29 days ago
63%
Bullish Trend 24 days ago
68%
Declines
ODDS (%)
Bearish Trend 3 days ago
50%
Bearish Trend 3 days ago
55%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
81%
Bullish Trend 1 day ago
68%
Aroon
ODDS (%)
Bullish Trend 1 day ago
52%
Bullish Trend 1 day ago
64%
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ACT
Daily Signal:
Gain/Loss:
NMIH
Daily Signal:
Gain/Loss:
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ACT and

Correlation & Price change

A.I.dvisor indicates that over the last year, ACT has been closely correlated with MTG. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if ACT jumps, then MTG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ACT
1D Price
Change %
ACT100%
+1.16%
MTG - ACT
80%
Closely correlated
+1.63%
ESNT - ACT
69%
Closely correlated
+3.03%
RDN - ACT
63%
Loosely correlated
+2.94%
NMIH - ACT
61%
Loosely correlated
+1.81%
FNF - ACT
60%
Loosely correlated
+1.72%
More

NMIH and

Correlation & Price change

A.I.dvisor indicates that over the last year, NMIH has been closely correlated with MTG. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if NMIH jumps, then MTG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To NMIH
1D Price
Change %
NMIH100%
+1.81%
MTG - NMIH
86%
Closely correlated
+1.63%
ACT - NMIH
75%
Closely correlated
+1.16%
RDN - NMIH
74%
Closely correlated
+2.94%
ESNT - NMIH
70%
Closely correlated
+3.03%
FNF - NMIH
61%
Loosely correlated
+1.72%
More