ACNB
Price
$52.91
Change
+$0.71 (+1.36%)
Updated
Feb 4, 02:18 PM (EDT)
Capitalization
540.91M
78 days until earnings call
Intraday BUY SELL Signals
CZNC
Price
$23.91
Change
+$0.54 (+2.31%)
Updated
Feb 4, 02:31 PM (EDT)
Capitalization
416.89M
71 days until earnings call
Intraday BUY SELL Signals
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ACNB vs CZNC

Header iconACNB vs CZNC Comparison
Open Charts ACNB vs CZNCBanner chart's image
ACNB
Price$52.91
Change+$0.71 (+1.36%)
Volume$100
Capitalization540.91M
Citizens & Northern
Price$23.91
Change+$0.54 (+2.31%)
Volume$300
Capitalization416.89M
ACNB vs CZNC Comparison Chart in %
ACNB
Daily Signal:
Gain/Loss:
CZNC
Daily Signal:
Gain/Loss:
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VS
ACNB vs. CZNC commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is ACNB is a Buy and CZNC is a StrongBuy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (ACNB: $52.20 vs. CZNC: $23.37)
Brand notoriety: ACNB and CZNC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: ACNB: 154% vs. CZNC: 115%
Market capitalization -- ACNB: $540.91M vs. CZNC: $416.89M
ACNB [@Regional Banks] is valued at $540.91M. CZNC’s [@Regional Banks] market capitalization is $416.89M. The market cap for tickers in the [@Regional Banks] industry ranges from $161.17B to $0. The average market capitalization across the [@Regional Banks] industry is $9.28B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

ACNB’s FA Score shows that 2 FA rating(s) are green whileCZNC’s FA Score has 1 green FA rating(s).

  • ACNB’s FA Score: 2 green, 3 red.
  • CZNC’s FA Score: 1 green, 4 red.
According to our system of comparison, ACNB is a better buy in the long-term than CZNC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

ACNB’s TA Score shows that 7 TA indicator(s) are bullish while CZNC’s TA Score has 4 bullish TA indicator(s).

  • ACNB’s TA Score: 7 bullish, 3 bearish.
  • CZNC’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, ACNB is a better buy in the short-term than CZNC.

Price Growth

ACNB (@Regional Banks) experienced а +7.05% price change this week, while CZNC (@Regional Banks) price change was +9.24% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +3.21%. For the same industry, the average monthly price growth was +5.99%, and the average quarterly price growth was +19.36%.

Reported Earning Dates

ACNB is expected to report earnings on Apr 23, 2026.

CZNC is expected to report earnings on Apr 16, 2026.

Industries' Descriptions

@Regional Banks (+3.21% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ACNB($541M) has a higher market cap than CZNC($417M). CZNC has higher P/E ratio than ACNB: CZNC (16.02) vs ACNB (14.49). CZNC YTD gains are higher at: 17.308 vs. ACNB (7.963). CZNC has less debt than ACNB: CZNC (173M) vs ACNB (310M). ACNB has higher revenues than CZNC: ACNB (141M) vs CZNC (112M).
ACNBCZNCACNB / CZNC
Capitalization541M417M130%
EBITDAN/AN/A-
Gain YTD7.96317.30846%
P/E Ratio14.4916.0290%
Revenue141M112M126%
Total Cash23.4MN/A-
Total Debt310M173M179%
FUNDAMENTALS RATINGS
ACNB vs CZNC: Fundamental Ratings
ACNB
CZNC
OUTLOOK RATING
1..100
1412
VALUATION
overvalued / fair valued / undervalued
1..100
55
Fair valued
77
Overvalued
PROFIT vs RISK RATING
1..100
2653
SMR RATING
1..100
4347
PRICE GROWTH RATING
1..100
4544
P/E GROWTH RATING
1..100
2223
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ACNB's Valuation (55) in the Regional Banks industry is in the same range as CZNC (77). This means that ACNB’s stock grew similarly to CZNC’s over the last 12 months.

ACNB's Profit vs Risk Rating (26) in the Regional Banks industry is in the same range as CZNC (53). This means that ACNB’s stock grew similarly to CZNC’s over the last 12 months.

ACNB's SMR Rating (43) in the Regional Banks industry is in the same range as CZNC (47). This means that ACNB’s stock grew similarly to CZNC’s over the last 12 months.

CZNC's Price Growth Rating (44) in the Regional Banks industry is in the same range as ACNB (45). This means that CZNC’s stock grew similarly to ACNB’s over the last 12 months.

ACNB's P/E Growth Rating (22) in the Regional Banks industry is in the same range as CZNC (23). This means that ACNB’s stock grew similarly to CZNC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
ACNBCZNC
RSI
ODDS (%)
Bullish Trend 2 days ago
73%
Bearish Trend 2 days ago
67%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
56%
Momentum
ODDS (%)
Bullish Trend 2 days ago
71%
Bullish Trend 2 days ago
54%
MACD
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
50%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
52%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
46%
Advances
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
47%
Declines
ODDS (%)
Bearish Trend 10 days ago
52%
Bearish Trend 10 days ago
47%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
67%
Aroon
ODDS (%)
Bullish Trend 2 days ago
52%
Bearish Trend 2 days ago
53%
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ACNB
Daily Signal:
Gain/Loss:
CZNC
Daily Signal:
Gain/Loss:
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ACNB and

Correlation & Price change

A.I.dvisor indicates that over the last year, ACNB has been closely correlated with TRST. These tickers have moved in lockstep 80% of the time. This A.I.-generated data suggests there is a high statistical probability that if ACNB jumps, then TRST could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ACNB
1D Price
Change %
ACNB100%
+1.38%
TRST - ACNB
80%
Closely correlated
+1.57%
TRMK - ACNB
80%
Closely correlated
+0.79%
SMBC - ACNB
80%
Closely correlated
+0.53%
GABC - ACNB
80%
Closely correlated
-0.19%
EFSC - ACNB
79%
Closely correlated
+0.10%
More

CZNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, CZNC has been closely correlated with FCBC. These tickers have moved in lockstep 76% of the time. This A.I.-generated data suggests there is a high statistical probability that if CZNC jumps, then FCBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CZNC
1D Price
Change %
CZNC100%
+2.95%
FCBC - CZNC
76%
Closely correlated
+1.93%
WTBA - CZNC
75%
Closely correlated
+0.57%
ACNB - CZNC
72%
Closely correlated
+1.38%
PFIS - CZNC
72%
Closely correlated
+2.06%
RBCAA - CZNC
72%
Closely correlated
-0.20%
More