EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What should I look for in a good Mortgage Calculator?
Mortgage payment arrangements can be engineered in a number of ways, and a good mortgage calculator will give you enough flexibility to input the terms of your own.
Ideally a mortgage calculator will be flexible enough to let you input the following: an adjustable rate, a rate cap, optional mortgage “acceleration” payments, balloon payments and resets, impound account calculations which take into account the property taxes and insurance you pay, as well as calculations which take any origination fees into account.
What is Mortgage Refinancing?
What should I look for in a good “Lease or Buy a Car” calculator?
What is a call time spread?
A time spread using call options is a strategy that buys and sells the same number of options with the same strike price
What is a Good Financial Advisor?
A good financial advisor should care as much about your investments as you do, and be personable and knowledgeable
What is a Cash-Balance Plan?
Cash balance plans are a type of pension in which the benefit is stated as a future account balance rather than an income
What is a Bank Guarantee?
When a lending institution offers a Bank Guarantee, they are reducing the risk by guaranteeing payment to the seller
What does Investment Grade Mean?
Investment grade refers to the highest quality of debt available, and usually means the bond has little risk of default
What is a Foreign Portfolio Investment (FPI)?
When foreigners purchase shares of domestic companies to add diversification it is known as Foreign Portfolio Investment
What is the commodity channel index (CCI)?
The Commodity Channel Index can be used for ETFs, stocks, and so on. It basically displays the relative daily difference
What is the Housing and Economic Recovery Act (HERA)?
The Housing and Economic Recovery Act did several things, all aiming to help American consumers and lending institutions
What is Mortgage Insurance?
Mortgage insurance may refer to a few kinds of insurance that protects the lender in a mortgage loan
How Do You Sell Bitcoin?
There are several (and a growing number) of ways to sell your bitcoin and/or convert it to cash