EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What Should I Do With a Lump-Sum Distribution From My Pension Plan?
We encourage you to be responsible and keep the future in mind. The first thing to keep in mind is that it’s very easy to spend a lump sum right away without thinking about the consequences. While the monthly payment option protects your money from overspending, a lump sum should be handled with frugality and practicality in mind.
A large portion of this amount should be invested safely and wisely, particularly if you are very near to your own retirement age, and you do not have time to ride out market fluctuations. When investing, you should consider a conservative estimate of you and your spouse’s life expectancies weighed against your annual income needs, adjusted for rising healthcare costs.
Check out other topics here at Tickeron for more information on how to ensure the security of your retirement assets, and how to invest them for income.
What is a Lump-Sum Distribution from a 401(k)?
Can I Take a Periodic Distribution from my Pension Plan?
What is an S-Corporation?
S-Corporations, also called S-corps, are a cross between a traditional corporation and an LLCa
What is a C-Corporation?
C-corps are generally the larger, more established companies in the country – most publicly-traded companies are C-corps
Should I invest in private placements?
Different opportunities to invest in private placements may present themselves to wealthy individuals over time
What is the LIBOR?
The LIBOR is the benchmark interest rate that the world’s leading banks pay each other for short-term loans
What is MSCI?
MSCI Inc is a company that is best known for its global indices. MSCI also provides research and pricing capabilities
What is Volume?
Volume is a count of trades in a security or market, or their derivative instruments, in a given period of time and...
What is a Bond Coupon?
A bond coupon is the interest rate that a bond issuer agrees to pay to the bondholder
What is active management?
Active management is the practice of attempting to outperform the market with selection and timing
What is Income Tax?
Income tax is paid to the government based on the amount of income earned. There are federal and some state income taxes
How Do You Sell Bitcoin?
There are several (and a growing number) of ways to sell your bitcoin and/or convert it to cash