EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What is a Prospectus?
A Prospectus is a legal document that must be filed with the Securities and Exchange Commission (SEC) when an investment is offered for sale to the public.
The most commonly known forms of a prospectus are those that accompany a mutual fund, ETF, or an annuity when purchased by an investor. For an annuity and/or a mutual fund, a Prospectus contains details on the investment strategies, risks, performance, distribution policy, fees and expenses, and fund management.
How are option prices computed?
Option prices are decided by the buyers and sellers in the marketplace, but are tied closely to the amount of risk
Where Do I Buy Life Insurance?
You should buy your Life Insurance from a company that is reliable, financially stable, and reputable
How Much Does it Cost to Prepare a Will?
A simple will can be created for free if a person uses an online template from a trusted source and/or creates the...
What happens if I don’t diversify my portfolio sufficiently?
Over time, a less diversified approach can hurt an investor’s chance of achieving the long-term desired result for retirement
What is Inflation?
Inflation is the increase in the cost of goods and the decrease in the buying power of a denomination of currency
What is an Account Balance?
An account balance is the amount either credited to or owed on a ledger assigned to a particular entity or line-item
What is a commodities futures contract?
Commodities Futures are one of the most highly traded securities in the world. There are trillions of dollars in trades
What is a Mortgagor?
The mortgagor is the borrower in a mortgagor/mortgagee relationship, where the mortgagee is the lending institution
What is IRS Publication 54, Tax Guide for US Citizens and Resident Aliens Abroad?
Publication 54 is a guide for those earning income in a foreign country. Several tax deductions might be available
What is Ethereum?
Ethereum is an open-source, public, blockchain-based distributed computing platform. Ethereum provides a cryptocurrency known as ether