EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What Does Maintenance Margin Mean?
A maintenance margin is the minimum amount of equity an investor must keep in a brokerage account to cover margin balances.
Under the regulatory guidance of NYSE and FINRA, an investor has to have in equity at least 25% of the total market value of the securities in the margin account. Depending on which brokerage firm the account is held, the maintenance margin requirements could be higher.
According the the Federal Reserve’s regulation titles “Regulation T,” when a trader buys on margin they must maintain key levels of equity throughout the life of the trade.
What is 'Buying on Margin' and Margin Trading?
What is a Margin Account?
What was the “South Sea Company” Bubble?
The South Sea Company was created in the 18th Century, by the British government. The bubble burst a few years later
What Provisions Should a Long-Term Care Policy Contain?
Long-term care insurance policies can be structured in any number of ways, depending on your desired coverage
Is Life Insurance a Good Investment?
As a rule of thumb, life insurance should not be considered an investment, since it’s purpose is to provide insurance
What is Burn Rate?
Burn rate is a term for negative cash flow, or the rate at which a company burns through capital, especially a startup
What are foreign deposits?
Foreign deposits are taken in by international branch locations of US-based banking institutions
What is currency in circulation?
Currency in circulation tends to be defined as the currency held, without including long term deposits or investments
Who is a commodity trader?
Commodity traders must at least pass the FINRA Series 3 exam, which focuses on the commodities market exclusively
What is an Income Bond?
Income bonds are issued by companies and they will only pay a coupon or interest if the company generates adequate earnings
What is the Head-and-Shoulders Bottom (Bullish) Pattern?
The Head-and-Shoulders Bottom pattern is formed when a stock price creates a center trough and two inverted shoulders
How Do You Use Ethereum?
Ethereum is a platform that can be used by developers to create decentralized applications (dapps), tokens/cryptocurrencies, and more