EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What is COBRA?
The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that mandates employers to keep you covered under your current employer-provided health plan for up to 18 months after you leave.
Of course, COBRA doesn’t apply to all employers, so you have to check in your specific case (there generally has to be over 20 employees). In some cases, you might have to pay the entire premium for the insurance, plus some sort of administrative fee (and this can be more expensive than purchasing an individual plan).
Can I Purchase Individual Health Insurance?
Does My Spouse Need Separate Health Insurance When I Retire?
If I Retire, Can I Keep the Health Plan My Employer Offered?
What are the Best Internet Sources for Financial Information?
There are plenty of well-informed and trustworthy sources out there, too. There are literally millions of websites
How Does a 401(k) Work?
Employees can either become participants in a 401(k) by voluntary enrollment or by automatic enrollment with opt-out
How Do I Take Money From My 401(k) After I Retire?
After you retire, you have at least two disbursement options: lump-sum distribution and periodic distribution
What is Whole Life Insurance?
Whole Life Insurance provides lifelong death benefit coverage as well as a tax-deferred savings account
What is Bond Yield?
Bond yield is a measure of the return on investment for bonds, and there several kinds of yield that can be computed
What are Actively-Managed ETFs?
At their conception, ETFs only tracked indexes, but today there is also demand for actively-managed ETFs
What is Adjusted Gross Margin?
Adjusted Gross Margin accounts for the cost of maintaining inventory, which regular Gross Margin does not
What is a Home Office?
Some people use the term “home office” to loosely refer to the fact that they work primarily from their home, while...
What is Investment Property?
The purpose of investment property is to provide income through rental or lease, or to be sold at a later time
What is a Life Annuity?
A lifetime income annuity, or a life annuity, is a stream of guaranteed payments for the duration of the annuitant’s life