EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What if My Long-Term Care Insurance Doesn’t Pay for My Expenses?
Most long-term care insurance policies are designed to mitigate the cost of long-term assisted living care, not to cover the entire daily cost.
Retirees should plan to absorb some of the cost themselves, assuming that daily supervised care is needed. That being said, if you own a long-term care insurance policy and the insurance company is refusing to pay benefits for the care you need, then you may have a fight ahead of you.
Insurance policies by nature are complex with various stipulations for how benefits are paid, so the first step in to avoiding a dispute is to understand your policy very clearly and ask your insurance agent as many questions as possible.
How do I allocate my assets in retirement?
How Does a 401(k) Compare With Other Retirement Plans?
What Provisions Should a Long-Term Care Policy Contain?
Why Do You Want to Own the Shares of a Publicly Traded Corporation?
The simplest answer is: to make money! Owning shares of a company’s stock is known as taking a long position
How old should my portfolio manager Be?
Generally speaking, it’s a good idea to choose a manager who has experienced various market cycles. Younger advisors...
What is an Adjunct Account?
An adjunct account increases the valuation of a liability account. It is commonly used for a bond issue sold at a premium
A-/A3 — credit rating
The A-/A3 rating is considered Investment Grade, but it is getting closer to the Junk Bond range
What is a foreign transaction fee?
Foreign Transaction Fee. Credit cards & debit cards will charge an additional percentage on transactions made abroad
What are Earnings Estimates?
Earnings estimates are generally consolidated estimates which are averages of the estimates given by a number of...
What is Earnings Before Interest, Taxes ,and Depreciation (EBITD)?
Earnings Before Interest, Taxes, and Depreciation (EBITD) is one method of viewing the earnings of a company with...
What is Mortgage Insurance?
Mortgage insurance may refer to a few kinds of insurance that protects the lender in a mortgage loan
Bitcoin’s Source Code, Pt 1: What Does Open-Source Mean?
Many examples of open-source software exist today, including the code for Bitcoin and other cryptocurrencies
How to use the Arms Index (TRIN) in trading
The Arms Index is also called the Trin (short for “Trading Index”) because it seeks to indicate overbought or oversold conditions by serving as an index of trading activity