EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What are futures contracts?
Futures contracts constitute a binding agreement to trade a commodity, share, or instrument at a future date at an agreed-upon price.
They are auctioned on regulated futures exchanges. Futures contracts are used primarily to deal with agricultural assets and natural resources but have come into use for anything that can be commoditized, including financial instruments and technological resources.
In it simplest form, a futures contract binds a buyer and seller to a quantity, quality, and price of an asset that is to be exchanged at a specified (future) date. They are primarily a hedging tool to protect investors from volatility that may occur between the time a buyer needs a good or an asset and the time that good or asset can be acquired.
There is also speculation surrounding futures, as with any derivative. Futures are auctioned and traded on regulated exchanges.
What is beta in investing?
Beta is a measure of how closely an investment follows movements in the market as a whole, or when examining mutual funds
What are Fixed Income Funds?
Fixed income funds, also known as bond funds, invest primarily in bonds, but might also include some preferred stock...
What are My Self-Employed 401(k) Investment Options?
As with other retirement plans, this will mostly depend on the options available to you through your custodian
Can I Decide How My Money is Invested in My Defined Benefit Plan?
Employees have no control over the assets in their Defined Benefit plan. The short and simple answer is: No
How are My Retirement Benefits Computed?
Each Defined Benefit Plan has its own formula and therefore its own calculations. Strongly based on factors such as age
What does price to tangible book value (PTBV) mean?
Price to Tangible Book Value serves as a conservative estimation of the value inherent in a share, without intangibles
What is a Home Office Expense?
What is an Investment Club?
An investment club is a group that organizes itself for the purpose of pooling dollars and participating in the market
What is a Living Will? (in-depth)
A living will is a document that records the wishes of a person for their medical treatment and end-of-life wishes
What is the Ascending Triangle (Bearish) Pattern?
The Ascending Triangle pattern has a horizontal top line representing a resistance level, and an upward-sloping bottom