EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What Does it Mean to Deleverage?
When a company “deleverages,” it means it is attempting to shrink the amount of debt on its books relative to its assets.
In some cases the act of deleveraging requires a company to sell-off/liquidate key assets in order to pay down debt, which ultimately means downsizing as well. A company may choose to deleverage as a strategic tactic, but often times they are forced to as a result of economic circumstances.
A recent example was in the aftermath of the 2008 financial crisis, when banks underwent a significant deleveraging period to increase their capital ratios, as required by new laws.
When are My IRA Withdrawals Penalty Free?
The surest way to make tax-free withdrawals is to wait until you are older than 59½, but there are a few other ways
What is a Certified Financial Planner?
A Certified Financial Planner (CFP) is a financial advisor capable of investment and insurance/estate planning
What is Common Stock?
A common stock is the one you’re most familiar with - having a share of ownership in a company
What is Accounting Profit?
Profit is a term that is synonymous with earnings and net income, it is basically what is left of revenue after expenses
What are Accounting Methods?
A Accounting Methods are the overarching style of accounting which determine the systems and controls to be put in place
What is a leading indicator?
Leading indicators are economic or price data which have some degree of correlation with a movement in the market
What are the Basics of Life Insurance?
Life insurance guarantees that a death benefit is paid if an insured person dies while the policy is in effect
What is IRS Publication 505, Tax Withholding and Estimated Tax?
Publication 505 serves as a guide to make sure all goes smoothly for people and their withholding requirements
What is the Rectangle Top (Bullish) Pattern?
The Rectangle Top pattern forms when a stock price is stuck in a range bound motion, between support/resistance levels
What is the Rectangle Top (Bearish) Pattern?
The Rectangle Top pattern forms when a currency pair's price is stuck in a rangebound motion, between support and resistance