EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What are Consumer Discretionary Stocks?
Consumer Discretionary companies are those that sell ‘non-essential’ items, such as clothing retailers, media and entertainment, luxury goods, auto makers, and so on.
Consumer discretionary companies tend to sell goods with elastic demand, meaning that demand goes up as economic conditions are good and falls when conditions are slowing or recessionary.
Consumer discretionary companies are also categorically referred to as ‘cyclicals.’ Consumer discretionary stocks can also include companies in the service industry, like hotels and restaurants.
What are the Expenses Associated with the Purchase of ETFs?
There may be fees and commissions involved in the purchase of ETFs, and ongoing expenses that reduce earnings over time
How Often Can I Change the Allocation in My 401(k)?
By law, your plan administrator (employer) must allow you to change your allocation at least quarterly
Where Can I Get Help With My IRA Investments?
For more help on managing your investments in your IRA, check out more articles, definitions, and FAQs here at Tickeron
What is Operating Leverage?
Operating leverage is a measure of how critical each sale of a company is to overall cash flow
What is the Prime Rate
The prime rate is the lowest interest rate that banks will charge on loans at a given time, based on the Fed Funds Rate
What is a Home Equity Line of Credit (HELOC)?
A HELOC is a line of credit secured by the equity in your home. Homeowners can choose when to use the funds, and...
What is a Dividend Rate?
The dividend rate is basically just the value of the annual dividend of a company, stated as the monetary value
What is Gambling Income?
Winnings from gambling activity must be reported as income, and they will be subject to different kinds of taxes
What are Pivot Points?
Pivot points are quick-reference tools used in intra-day trading that give the trader benchmarks and perspective
How to use Open Interest in trading
Open interest, or OI, can be a very important number for futures, options, and other derivative markets. Open Interest is technically more like the number of outstanding shares