EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What is an Account Freeze?
An account freeze stops all pending transactions and does not honor new transaction requests for a financial depository account.
A checking or savings account might be frozen at the prerogative of the banking institution or at the request of the account owner or government agency. Similarly an investment account might be frozen for breaking the terms of the account agreement with regards to trading activity or margin requirements, in addition to illegal activity or court order for another reason.
Sometimes in divorce proceedings specific accounts, jointly owned or otherwise, can be frozen. Accounts might be frozen at the death of the account owner as well, in which case the beneficiary can have a new account established. This might also be called a “hold” on the account, or an account suspension. A more official word used in government affairs might be “moratorium.”
What is a short squeeze?
A short squeeze occurs when many short-sellers attempt to cover their positions at the same time, and it drives prices up
Where do I find a good CPA?
A good CPA can be a valuable ally. You should find one who works with clients similar to you and who is easy to talk to
What does diversification mean?
Diversification is the strategy of owning securities with different risk attributes to mitigate total risk in a portfolio
What is Amortization?
Amortization is like giving a life span to a financial obligation, over a set number of years, and gradually killing-off
What is the Contribution Margin Ratio?
The contribution margin ratio presents a profit (less variable expenses) as a percentage of net sales
What is Dividend Yield?
A dividend yield is a ratio that represents how much a company pays in annual dividends relative to its share price
What is Off-Balance-Sheet-Financing?
The most frequently used types of off-balance-sheet-financing are joint ventures, R&D partnerships, and operating leases
What Does Opportunity Cost Mean?
When given choices, the opportunity cost represents the potential loss of taking one action versus another
What is foreign investment?
Foreign investment is the act of an individual, corp., or institutional investor, acquiring a large stake in a company
What is Income Per Capita?
Income for an area or country it totaled up and divided by the total population of the area to give us the Income Per Capita