EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What are Industry-Specific Mutual Funds?
Industry-specific funds attempt to capture the movements of a single industry. Industry-specific mutual funds will usually limit themselves to investing in particular industries. There are thousands of such funds.
Their focus can be very broad (such as technology - here) or very narrow (such as solar energy - here). Investors who would like to gain exposure to specific industries to round out their portfolios can do so with an industry-specific fund which offers diversification among many different holdings in an industry, as opposed to one or two stocks in an industry.
If an investor is not very educated about a particular industry, or does not have time to keep up with it, the fund managers at an industry-specific fund will take care of the decision-making and industry research.
What Happens to My Annuity After I Die?
Some annuities have death benefit riders that may give your beneficiaries more than was actually in your account
What is a Fixed Annuity?
Fixed annuities are products that give the purchaser of the annuity the guarantee of fixed income payments for life
What is a SIMPLE IRA?
A SIMPLE IRA is a type of retirement plan for small businesses
What are Asset-Backed Securities?
The assets within the ABS generally tend to consist of different kinds of debt receivables, such as credit cards...
What is Operating Leverage?
Operating leverage is a measure of how critical each sale of a company is to overall cash flow
What are Accounting Policies?
Accounting policies are the internal controls of a company which stipulate the methods by which the books will be kept
What is Accounts Payable for Accounting?
Accounts Payable are the short-term expenses and debts that a company must pay out in the near future
What is Account Activity?
Account activity is any credit or debit activity in a checking or savings account, or dividends in an investment account
What is the Difference Between a Blockchain and a Database?
Blockchains use distributed ledgers, which are decentralized and do not rely on centralized databases. Databases are the traditional way to store information and to keep it secure
What is the Symmetrical Triangle Top (Bullish) Pattern?
The Symmetrical Triangle Top pattern forms when a currency pair price fails to retest a high or low and forms two trend lines