CPF
Price
$29.78
Change
+$0.28 (+0.95%)
Updated
Nov 13 closing price
Capitalization
798.31M
82 days until earnings call
Intraday BUY SELL Signals
IBCP
Price
$30.69
Change
-$0.38 (-1.22%)
Updated
Nov 14, 11:55 AM (EDT)
Capitalization
642.69M
69 days until earnings call
Intraday BUY SELL Signals
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CPF vs IBCP

Header iconCPF vs IBCP Comparison
Open Charts CPF vs IBCPBanner chart's image
Central Pacific Financial
Price$29.78
Change+$0.28 (+0.95%)
Volume$133.11K
Capitalization798.31M
Independent Bank
Price$30.69
Change-$0.38 (-1.22%)
Volume$407
Capitalization642.69M
CPF vs IBCP Comparison Chart in %
CPF
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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VS
CPF vs. IBCP commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CPF is a Buy and IBCP is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (CPF: $29.78 vs. IBCP: $31.07)
Brand notoriety: CPF and IBCP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CPF: 91% vs. IBCP: 102%
Market capitalization -- CPF: $798.31M vs. IBCP: $642.69M
CPF [@Regional Banks] is valued at $798.31M. IBCP’s [@Regional Banks] market capitalization is $642.69M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.19B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CPF’s FA Score shows that 1 FA rating(s) are green whileIBCP’s FA Score has 3 green FA rating(s).

  • CPF’s FA Score: 1 green, 4 red.
  • IBCP’s FA Score: 3 green, 2 red.
According to our system of comparison, IBCP is a better buy in the long-term than CPF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CPF’s TA Score shows that 6 TA indicator(s) are bullish while IBCP’s TA Score has 5 bullish TA indicator(s).

  • CPF’s TA Score: 6 bullish, 4 bearish.
  • IBCP’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, CPF is a better buy in the short-term than IBCP.

Price Growth

CPF (@Regional Banks) experienced а +3.08% price change this week, while IBCP (@Regional Banks) price change was +1.80% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.58%. For the same industry, the average monthly price growth was +1.76%, and the average quarterly price growth was +11.14%.

Reported Earning Dates

CPF is expected to report earnings on Feb 04, 2026.

IBCP is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CPF($798M) has a higher market cap than IBCP($643M). CPF has higher P/E ratio than IBCP: CPF (12.26) vs IBCP (9.56). CPF YTD gains are higher at: 5.427 vs. IBCP (-7.816). CPF has more cash in the bank: 107M vs. IBCP (74.4M). CPF has less debt than IBCP: CPF (163M) vs IBCP (181M). CPF has higher revenues than IBCP: CPF (262M) vs IBCP (216M).
CPFIBCPCPF / IBCP
Capitalization798M643M124%
EBITDAN/AN/A-
Gain YTD5.427-7.816-69%
P/E Ratio12.269.56128%
Revenue262M216M121%
Total Cash107M74.4M144%
Total Debt163M181M90%
FUNDAMENTALS RATINGS
CPF vs IBCP: Fundamental Ratings
CPF
IBCP
OUTLOOK RATING
1..100
158
VALUATION
overvalued / fair valued / undervalued
1..100
56
Fair valued
29
Undervalued
PROFIT vs RISK RATING
1..100
3624
SMR RATING
1..100
2528
PRICE GROWTH RATING
1..100
5359
P/E GROWTH RATING
1..100
6576
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBCP's Valuation (29) in the Regional Banks industry is in the same range as CPF (56). This means that IBCP’s stock grew similarly to CPF’s over the last 12 months.

IBCP's Profit vs Risk Rating (24) in the Regional Banks industry is in the same range as CPF (36). This means that IBCP’s stock grew similarly to CPF’s over the last 12 months.

CPF's SMR Rating (25) in the Regional Banks industry is in the same range as IBCP (28). This means that CPF’s stock grew similarly to IBCP’s over the last 12 months.

CPF's Price Growth Rating (53) in the Regional Banks industry is in the same range as IBCP (59). This means that CPF’s stock grew similarly to IBCP’s over the last 12 months.

CPF's P/E Growth Rating (65) in the Regional Banks industry is in the same range as IBCP (76). This means that CPF’s stock grew similarly to IBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CPFIBCP
RSI
ODDS (%)
Bullish Trend 2 days ago
56%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
72%
Bearish Trend 2 days ago
61%
Momentum
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
67%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
63%
Advances
ODDS (%)
Bullish Trend 4 days ago
61%
Bullish Trend 5 days ago
60%
Declines
ODDS (%)
Bearish Trend 30 days ago
61%
Bearish Trend 18 days ago
65%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
68%
Aroon
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
61%
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CPF
Daily Signal:
Gain/Loss:
IBCP
Daily Signal:
Gain/Loss:
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CPF and

Correlation & Price change

A.I.dvisor indicates that over the last year, CPF has been closely correlated with FCF. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if CPF jumps, then FCF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CPF
1D Price
Change %
CPF100%
+0.95%
FCF - CPF
90%
Closely correlated
-0.25%
FHB - CPF
86%
Closely correlated
-0.89%
FRME - CPF
86%
Closely correlated
+0.78%
CVBF - CPF
86%
Closely correlated
-0.37%
IBCP - CPF
85%
Closely correlated
-0.13%
More

IBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBCP has been closely correlated with UVSP. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBCP jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBCP
1D Price
Change %
IBCP100%
-0.13%
UVSP - IBCP
89%
Closely correlated
-0.52%
PEBO - IBCP
88%
Closely correlated
-2.20%
FMBH - IBCP
87%
Closely correlated
-1.14%
TRMK - IBCP
87%
Closely correlated
-1.27%
IBOC - IBCP
87%
Closely correlated
-0.59%
More