CFR
Price
$123.12
Change
-$1.15 (-0.93%)
Updated
Nov 13 closing price
Capitalization
7.87B
69 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$29.98
Change
-$0.15 (-0.50%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
3.66B
68 days until earnings call
Intraday BUY SELL Signals
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CFR vs UCB

Header iconCFR vs UCB Comparison
Open Charts CFR vs UCBBanner chart's image
Cullen/Frost Bankers
Price$123.12
Change-$1.15 (-0.93%)
Volume$549.88K
Capitalization7.87B
United Community Banks
Price$29.98
Change-$0.15 (-0.50%)
Volume$4.07K
Capitalization3.66B
CFR vs UCB Comparison Chart in %
CFR
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
CFR vs. UCB commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CFR is a Buy and UCB is a Hold.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (CFR: $124.27 vs. UCB: $30.13)
Brand notoriety: CFR and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CFR: 120% vs. UCB: 133%
Market capitalization -- CFR: $7.87B vs. UCB: $3.64B
CFR [@Regional Banks] is valued at $7.87B. UCB’s [@Regional Banks] market capitalization is $3.64B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CFR’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • CFR’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, CFR is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CFR’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • CFR’s TA Score: 4 bullish, 5 bearish.
  • UCB’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, both CFR and UCB are a bad buy in the short-term.

Price Growth

CFR (@Regional Banks) experienced а +0.15% price change this week, while UCB (@Regional Banks) price change was +2.31% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.50%, and the average quarterly price growth was +11.21%.

Reported Earning Dates

CFR is expected to report earnings on Jan 22, 2026.

UCB is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
CFR($7.87B) has a higher market cap than UCB($3.66B). CFR has higher P/E ratio than UCB: CFR (12.67) vs UCB (11.96). UCB YTD gains are higher at: -4.419 vs. CFR (-5.334). CFR has more cash in the bank: 759M vs. UCB (202M). UCB has less debt than CFR: UCB (155M) vs CFR (223M). CFR has higher revenues than UCB: CFR (2.14B) vs UCB (953M).
CFRUCBCFR / UCB
Capitalization7.87B3.66B215%
EBITDAN/AN/A-
Gain YTD-5.334-4.419121%
P/E Ratio12.6711.96106%
Revenue2.14B953M225%
Total Cash759M202M376%
Total Debt223M155M144%
FUNDAMENTALS RATINGS
CFR vs UCB: Fundamental Ratings
CFR
UCB
OUTLOOK RATING
1..100
669
VALUATION
overvalued / fair valued / undervalued
1..100
88
Overvalued
76
Overvalued
PROFIT vs RISK RATING
1..100
4657
SMR RATING
1..100
1113
PRICE GROWTH RATING
1..100
5859
P/E GROWTH RATING
1..100
7890
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UCB's Valuation (76) in the Regional Banks industry is in the same range as CFR (88). This means that UCB’s stock grew similarly to CFR’s over the last 12 months.

CFR's Profit vs Risk Rating (46) in the Regional Banks industry is in the same range as UCB (57). This means that CFR’s stock grew similarly to UCB’s over the last 12 months.

CFR's SMR Rating (11) in the Regional Banks industry is in the same range as UCB (13). This means that CFR’s stock grew similarly to UCB’s over the last 12 months.

CFR's Price Growth Rating (58) in the Regional Banks industry is in the same range as UCB (59). This means that CFR’s stock grew similarly to UCB’s over the last 12 months.

CFR's P/E Growth Rating (78) in the Regional Banks industry is in the same range as UCB (90). This means that CFR’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CFRUCB
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
70%
Momentum
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
60%
MACD
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
60%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
57%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 9 days ago
65%
Bullish Trend 3 days ago
57%
Declines
ODDS (%)
Bearish Trend 23 days ago
57%
Bearish Trend 22 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
73%
Bullish Trend 2 days ago
60%
Aroon
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
67%
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CFR
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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CFR and

Correlation & Price change

A.I.dvisor indicates that over the last year, CFR has been closely correlated with FNB. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if CFR jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CFR
1D Price
Change %
CFR100%
-0.54%
FNB - CFR
90%
Closely correlated
+0.81%
UCB - CFR
87%
Closely correlated
-0.46%
ASB - CFR
87%
Closely correlated
N/A
CATY - CFR
86%
Closely correlated
-0.47%
EWBC - CFR
86%
Closely correlated
+0.31%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.46%
FNB - UCB
92%
Closely correlated
+0.81%
HWC - UCB
92%
Closely correlated
+0.53%
UBSI - UCB
91%
Closely correlated
-0.73%
TRMK - UCB
91%
Closely correlated
-1.30%
WSFS - UCB
91%
Closely correlated
-1.35%
More