CBU
Price
$56.27
Change
-$0.85 (-1.49%)
Updated
Nov 13 closing price
Capitalization
2.96B
74 days until earnings call
Intraday BUY SELL Signals
IBOC
Price
$65.19
Change
-$0.00 (-0.00%)
Updated
Nov 14, 11:56 AM (EDT)
Capitalization
4.05B
Intraday BUY SELL Signals
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CBU vs IBOC

Header iconCBU vs IBOC Comparison
Open Charts CBU vs IBOCBanner chart's image
Community Financial System
Price$56.27
Change-$0.85 (-1.49%)
Volume$181.1K
Capitalization2.96B
International Bancshares
Price$65.19
Change-$0.00 (-0.00%)
Volume$100
Capitalization4.05B
CBU vs IBOC Comparison Chart in %
CBU
Daily Signal:
Gain/Loss:
IBOC
Daily Signal:
Gain/Loss:
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VS
CBU vs. IBOC commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is CBU is a Hold and IBOC is a StrongBuy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (CBU: $56.27 vs. IBOC: $65.19)
Brand notoriety: CBU and IBOC are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: CBU: 75% vs. IBOC: 105%
Market capitalization -- CBU: $2.96B vs. IBOC: $4.05B
CBU [@Regional Banks] is valued at $2.96B. IBOC’s [@Regional Banks] market capitalization is $4.05B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.19B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

CBU’s FA Score shows that 1 FA rating(s) are green whileIBOC’s FA Score has 2 green FA rating(s).

  • CBU’s FA Score: 1 green, 4 red.
  • IBOC’s FA Score: 2 green, 3 red.
According to our system of comparison, IBOC is a better buy in the long-term than CBU.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

CBU’s TA Score shows that 5 TA indicator(s) are bullish while IBOC’s TA Score has 5 bullish TA indicator(s).

  • CBU’s TA Score: 5 bullish, 5 bearish.
  • IBOC’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, IBOC is a better buy in the short-term than CBU.

Price Growth

CBU (@Regional Banks) experienced а -0.02% price change this week, while IBOC (@Regional Banks) price change was -3.15% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.58%. For the same industry, the average monthly price growth was +1.76%, and the average quarterly price growth was +11.14%.

Reported Earning Dates

CBU is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Regional Banks (+0.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
IBOC($4.05B) has a higher market cap than CBU($2.96B). CBU has higher P/E ratio than IBOC: CBU (14.50) vs IBOC (9.64). IBOC YTD gains are higher at: 5.386 vs. CBU (-6.533). IBOC has less debt than CBU: IBOC (169M) vs CBU (714M). IBOC has higher revenues than CBU: IBOC (826M) vs CBU (781M).
CBUIBOCCBU / IBOC
Capitalization2.96B4.05B73%
EBITDAN/AN/A-
Gain YTD-6.5335.386-121%
P/E Ratio14.509.64150%
Revenue781M826M95%
Total CashN/AN/A-
Total Debt714M169M422%
FUNDAMENTALS RATINGS
CBU vs IBOC: Fundamental Ratings
CBU
IBOC
OUTLOOK RATING
1..100
6970
VALUATION
overvalued / fair valued / undervalued
1..100
75
Overvalued
47
Fair valued
PROFIT vs RISK RATING
1..100
8218
SMR RATING
1..100
1714
PRICE GROWTH RATING
1..100
5960
P/E GROWTH RATING
1..100
8358
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

IBOC's Valuation (47) in the Regional Banks industry is in the same range as CBU (75). This means that IBOC’s stock grew similarly to CBU’s over the last 12 months.

IBOC's Profit vs Risk Rating (18) in the Regional Banks industry is somewhat better than the same rating for CBU (82). This means that IBOC’s stock grew somewhat faster than CBU’s over the last 12 months.

IBOC's SMR Rating (14) in the Regional Banks industry is in the same range as CBU (17). This means that IBOC’s stock grew similarly to CBU’s over the last 12 months.

CBU's Price Growth Rating (59) in the Regional Banks industry is in the same range as IBOC (60). This means that CBU’s stock grew similarly to IBOC’s over the last 12 months.

IBOC's P/E Growth Rating (58) in the Regional Banks industry is in the same range as CBU (83). This means that IBOC’s stock grew similarly to CBU’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
CBUIBOC
RSI
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
60%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
75%
Momentum
ODDS (%)
Bullish Trend 2 days ago
61%
Bearish Trend 2 days ago
62%
MACD
ODDS (%)
Bullish Trend 2 days ago
62%
Bearish Trend 2 days ago
65%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
59%
Bearish Trend 2 days ago
53%
Advances
ODDS (%)
Bullish Trend 22 days ago
59%
Bullish Trend 26 days ago
66%
Declines
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
56%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
61%
Aroon
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
50%
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CBU
Daily Signal:
Gain/Loss:
IBOC
Daily Signal:
Gain/Loss:
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CBU and

Correlation & Price change

A.I.dvisor indicates that over the last year, CBU has been closely correlated with UBSI. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if CBU jumps, then UBSI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To CBU
1D Price
Change %
CBU100%
-1.49%
UBSI - CBU
88%
Closely correlated
-0.49%
IBOC - CBU
88%
Closely correlated
-0.59%
FNB - CBU
87%
Closely correlated
-2.22%
STBA - CBU
87%
Closely correlated
-1.41%
WSFS - CBU
87%
Closely correlated
-0.62%
More

IBOC and

Correlation & Price change

A.I.dvisor indicates that over the last year, IBOC has been closely correlated with AX. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if IBOC jumps, then AX could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To IBOC
1D Price
Change %
IBOC100%
-0.59%
AX - IBOC
89%
Closely correlated
-2.62%
HOPE - IBOC
88%
Closely correlated
-0.86%
TRMK - IBOC
88%
Closely correlated
-1.27%
PEBO - IBOC
88%
Closely correlated
-2.20%
FMBH - IBOC
88%
Closely correlated
-1.14%
More